Your due at sale amounts don’t match up. If you read through the calculator FAQ, it goes into detail about down payment vs due at sale/drive off, and how to make sure that’s correct.
Also, your sales price has $1000 of the incentives rolled in. Be sure to separate those out.
To some extent it doesn’t matter what the line items on the contract are, what matters is the net result.
Like a car could be $22k + $500 doc in NJ while the exact same car is selling for $23k + $75 doc in NY. I don’t care that the NJ contract has that obnoxious doc fee if my net price is lower.
okay so how is my net looking (looks high to me)? I am in talk with 3 dealerships and they are saying they can’t take the add ons off. It is frustrating. Also, I haven’t mentioned a monthly payment to them but I want it at 300 how do I negotiate that?