I know the deal is still above where I would like to be. I’ve reached out to brokers to help out as well.
Make sure you do yourself a favor and use the brokers. I do not think this can be stressed enough. It really feels like you’re going to potentially pull the trigger on a car more expensive than what you can be getting. Then again, you’re looking at a loaded x3M essentially.
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One week ago went into my BMW dealer to get 1st oil change on my X2 and left with a NEW X3M and got 20% off sticker which didn’t include the X2. Yes a little back and forth negotiations but still a sweet deal. And LOVING the car, only problem is you can’t push the car for the 1st 1200 miles. 
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Pre or post incentive? We don’t include rebates or incentives as discount here.
Maybe I was a bit stupid but all I was looking for was getting a bit better than 20% off list didn’t care how the dealer worked the deal. (Did not include my X2)
No, you’re not stupid. We just evaluate deals based on pre-incentive discounts.
Even if you had incentives built in, it sounds like you got a good deal. Enjoy the car in good health.
In this picture, DUE at signing is wrong to include rebate of 4250.
Your cash due should be 5183.06 - 4250 = 933.06