Thanks for all the response I got and support while I’m not getting responses from dealers but finally made a deal yesterday. It’s not even at 10% before incentives but there are only 2 R-Design in Socal that have standard 20" wheel as far as I can tell, not to mention relatively low MSRP at 67010
Love the car so far except for the sensus system that have a few draw back that I really don’t like (like there is no Max AC shortcut if anyone know how to do it let me know 
)
Anyway here is the car and deal:
2019 Volvo XC90 T6 R-Design
**MSRP: $67010
**Selling Price: $54525 includes 5000 Volvo and 1000 Costco incentives
**Monthly Payment: $575 includes 9.5% CA tax
**Cash Due at Signing: $0
**MSD:6000
**Incentives:6000 includes Costco
**Months:36
**Annual Mileage:10000
**MF:0.00065 after 10 MSDs
**Residual:60%
**Region:Socal
**Leasehackr Score: about 11
