Check Edmunds to see where the incentive are for the XC90 – that and the MF may differ based on whether it’s Momentum, R Design, or Inscription. $59k MSRP means it’s got some stuff in it and you may be better served with a higher model.
Not an expert but I just leased an XC90 T6 R-design (pretty loaded) $73.5K MSRP
paying $663 month for 36/10 NY taxes rolled in. 1st month DMV and $399 dealer fee at signing (plus 6 MSDs) which dropped lease from $699 to $663
Have you driven the T5? If so does it have enough power for you. I have read it is borderline in the XC90. Most XC90’s are T6
Both the Inscription and R-Design have 4K Volvo to dealer incentives the Momentum 2K (in T6, not sure about T5)
Worth looking at the other models. I ended up with an R design that was 11K higher MSRP for only $50 more per month over a 62K momentum.
Worth a call to Riley Volvo in Stamford. That is where I went (from Long Island). No real hassling at all about the deal. I did get it last week at the end of the quarter so may make a difference. Salesman was Lee Weston. Even if you are too far a way in Jersey I suspect you will get a better deal to at least use for bargaining. And if you are close enough probably worth the ride.
@SC204’s deal was better, to be sure, either with or without MSDs. I’ve not looked at incentives for XC90s for April but there was significant funding attached to the R Design (across many Volvo models) that made it advantageous. On the XC90, I think it was something like $4,000. These incentives result in a more optioned-out car, higher MSRP, and lower monthly rate.
Check over on Edmunds to see what incentives, MF, and residuals apply in your region to the XC90 with various trim levels. You may want a higher trim level to enjoy a lower cost.