Learned a ton from watching this forum the last few months and wanted to post this in case anybody else is looking for a short term Tacoma lease through TFS…even without military rebate probably a pretty solid deal.
2019 Toyota Tacoma Double Cab Off Road 4x4
**MSRP: $39277
**Selling Price: $34900
**Monthly Payment: $210 + 9% PA tax = $229/mo
**Cash Due at Signing: MSDs + 1st payment
**MSD: $2700
**Incentives: $750 military rebate
Very happy with the deal, possibly could have gotten a little lower but oh well.
There is a $1000 rebate out there for Tacomas but I was told that it wasn’t available on the lease because TFS offered a discounted MF instead (.00231 vs. .00285). I had previously read somewhere that to apply MSDs you have to start with the standard rate so I was just happy that they were discounting from the .00231 instead of .00285 (payment was about the same). In hindsight it might have saved a little to take the higher base MF of .285 plus the rebate but I don’t know if that was possible.
I would feel bad pushing for 13%. I can’t see them doing that on a consistent basis, maybe to hit a bonus. 10-11 seems like the sweet spot. 12 is exceptional. 13 is a unicorn. But you know what they say, if you’re not embarrassed by your offer, it’s not low enough!
I can replicate and beat the original posters deal in the philly area. Always worth trying on your own though. If you don’t want to waste time then use a broker, more than worth it as there’s many on this forum that will save you a lot of hassle and money!
Good point - I did a few online requests through edmunds and there are dealers out there that will offer 10%+ off through email, can probably get them down even more in person (as long as they don’t try to make that money back on mf or added fees).
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