That’s actually a big help thanks! Yes, more numbers came back today and a 39-month term does decrease the payments slightly. We had looked at some competing models (RAV-4, CR-V, Tiguan, Rogue Sport) and noticed the Crosstrek was easier to drive/manuver. Surprisingly, the CR-V was noisy and overall uninspiring (test drove a Touring AWD). Maybe this is why the Subies are so popular!