2019 Mini Countryman JCW

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I have a local dealer in the midwest with a Countryman JCW Iconic Trim service loaner with 4500mi. My gut tells me their initial offer is pretty high considering it’s used and the 2020 models are a big refresh, so I wanted to bounce this off the experts.

Info they gave me:
36/12k
$500 cash down
$462/mo
47750 msrp
7950 “discount”
154 taxable fees
249 doc fee
47 non-tax fees
balance 40225

I futzed with the calculator, think I figured out the rest, but I only got the numbers above from their quick sheet.

Seems okay considering the lease deal right now is $399 with 3500 down on base model. Don’t think it’s an exceptional deal or anything.

Edited to indicate it’s an Iconic trim with no other add-on-cost options.

Yeah I mean it’s a $10k above base msrp car with about the same payments as the nation lease special on the base. There’s the miles already on the car to consider but all in all seems an OK deal. I might negotiate more or give them a price and tell them to call when they can meet it.