Been working with a dealer in South Florida for the 2019 Mercedes E53 AMG Coupe.
After a few back and forths the quote so far is:
MSRP: $84,740
Discount: $5,177.83
Adjusted Price: 79,562.17
Fees: $1,584.30 (title, doc, tax)
Net Price: $82,241.47
Plus 1st month payment, taxes, and registration fees at signing.
3,500 Cash Down
39 Months / 10k miles
=$1,259
53% residual and .00267 money factor.
Obviously nowhere near the 1%, but any advice on the deal for a new amg-lite model? Thanks!
Damn! The MF, though!
Is that the buy rate? Holy smokes. Awesome car, though, and if it’s the one, it ain’t gonna be 1% by any means. But methinks there’s room on this particular deal for improvement.
Yeah, I thought a 6.4% rate was pretty high. The lowest I’ve seen it on other forums and posts is 5.5%. Not sure what the base is to know how much of a mark up there is, figured that might be my only shot to lower the payment since can’t change the residual.
It’s a beautiful car though! But I agree, not going to get close to the 1% and I’m not expecting that, but still not trying to really overpay for it either.
youo’re going to overpay no matter what. its a brand new model.
Start by verifying the MF via Edmunds or whatever other means necessary. If it’s the buy rate, then it is.
Push for more discount, though it’s an uphill battle.
Finally, what incentives do you qualify for? Fleet? Are you a member of PenFed CU? Does your job qualify you for fleet?
If you have an extra $13k lying around you could apply max security deposits which should save you a good amount of money.
its unlikely you’ll get much more savings off such a new model, but if you like the car and happy to pay the premium for the coupe and new-ness.
To compare it to other similar vehicles though you could get a C63 (sedan) for a little less perhaps, especially if it’s a 2018.
you could have an amg gt for roughly a few hundred more monthly, or a c63 for a bit less if you need a backseat sometimes. Both will give you more bang for your buck motor wise. If your heart is set on the e53 then you just gotta pay the piper.
Looks like the MF should be .00237 on a 36 term. Whats the reason for 39 other than stretching the payment? I think from reading Edmunds there should be $1k in cash on that model too?
Net net is, Florida + AMG = guaranteed loser deal
Dealer knows if you’re inquiring about the AMG model, you have the money to pay for it. 
he could go out of state but with the 53 being a 4matic I don’t think he’s gonna save much.
This is one of those where you either:
A. Finance it
B. Bite the bullet with a lease, but don’t expect a deal
Or…
C. Look at different vehicles
Less about the 4matic vs. rwd and more about the state being horrible when it comes to dealerships. Why pay an $800 doc fee for a car you can just get out of state for an equal or possibly better discount.
The only thing I would argue is you having to pay a shipping fee if the car is say in new jersey Jersey that negates the doc fee savings, but yeah if he’s gonna save thousands off msrp its a no brainer. My only point was that with it being a 4matic it will still sell in the winter in the northern states versus something like a c63 or corvette or hellcat which northern states try to get rid of before january/february, but with it being almost a third of the way through February I guess thats a moot point as well.