2019 Honda Ridgeline Sport: 236/month, $2661 DAS

Trying to put together a deal via RODO for 2019 Honda Ridgeline. I have asked a few brokers here as well.

DAS: $2,661 (Due at signing is first month, bank fee, DMV fees, dealer fees, and applicable taxes).
Per month $244 for 36/12K, and $236 for 36/10K

-DUE AT SIGNING BREAKDOWN

Firs Month Payment: 244 or 236
Bank fee: $695
DMV and dealer fees: $999
Taxes: $706

-VEHICLE RETURN INFO

Residual value: $20,739
Disposition fee: $395
Over mileage rate: $0.25

-FINANCIAL INSTITUTION
US Bank

I had asked RODO for MF and RES and their response was:
for 12K: MF:0.00105, RES 57%

for 10K: MF 0.00105, RES 58%

I asked on Edmund and the response was:
36/12
.00215 and 62%
$4000 incentives

Any guidance would be appreciated.

Edmunds is quoting you numbers from Honda Financial Services. They don’t have access to US Bank numbers. The US Bank numbers might be more advantageous to use for you as a buyer. You’d have to plug in the edmunds numbers & your rodo numbers to see which works out cleaper. You’ll need the selling price of the vehicle to do so.

That makes sense. Just got the selling price: 31,714

I converted the RODO numbers into Leahackr calculator. Got a score of 11.7 years.

How does it look?

The Ridgeline forum shows people buying the AWD Sport for ~$28400. The $4000 incentive is there whether you buy or lease.

What is the $1100 in govt fees?

Seems high.

NJ sales tax - 6.625% not 7

Deal advise. What should I target for a 2019 Honda Ridgeline Sport on a lease if I buy this weekend? Assuming first month payment as DAS and everything (tax, tags, fees) included in the monthly.

Would love to see what others have achieved and/or what brokers can offer today.