If not, the Acq Fee is marked up $300. The money factor sucks, but you’re maxing it with MSD, and that’s all you can do.
And, not to be a jerk, but a cap reduction nullifies this particular deal from 1%. With the $3k down it’s an effective ~$811 pre tax. I’m not saying it’s a bad deal at all. It’s a good discount—depending on how much is incentives. It’s possible there’s a little more room.
I hate when they mark up Acq. But they often won’t budge, particularly if you beat them up pretty good already.
Probably as good as you’ll be able to do given the model is brand new and there is no lease cash at this point. MF is brutal as well. You should check if you qualify for a fleet discount through your job or if you are a United member. If you qualify, it would knock another $1k off of your sales price.