2019 Buick Enclave Essence FWD $46820 $428/m includ. Tax DAS $428 in Texas

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Started my leasehackr adventure back in 2016 and had a pleasant 3-year with my MB C300 and BMW X1. In need of more space due to family growing, so just picked up a new 2019 Buick Enclave Essence for my wife.
We have recently moved from CA to TX and can feel the pain of working out a lease deal here :confounded:
After some hard work, I was able to get decent discount/incentive and tax credit. Monthly payment is < 1% of MSRP, I think this isn’t terrible at all in Texas :smile::smile:

2019 Buick Enclave Essence FWD:
MSRP: $ 46820
Selling Price: $41699 (10.9% off)
Monthly Payment: $ 428 (tax and all fees rolled in)
Drive-Off Amount: $ 428 (1st month payment)
Months: 36
Annual Mileage: 10K
MF: 0.00114
Residual: 57%
Incentives: $4500 ($2000 lease cash, $500 bonus incentive, $2000 lease conquest offer)
Region: South (Central Texas)
Sales Tax: 6.25% (~ 2.32% after tax credit)
Gov fee including a $280 tax credit process fee
Leasehackr Score: 9.3
Leasehackr Calculator Link: CALCULATOR | LEASEHACKR

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How do you have a negative down payment aka CCR?

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I believe they are showing a neg down payment so that the Tax and Fees are rolled into payment with only 1st due at signing. Since the calculator doesn’t have an option for that you have to enter an negative amount equal to the taxes and fees to make it 1st month due at signing only.

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@Jflores14 is correct. Leasehackr calculator doesn’t support upfront tax and fees rolled into monthly.

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They had tax credits for the Enclave? Did you just ask the dealer about it?

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@USMarine1171 I am sure they do, at least 2+ dealerships are willing to offer tax credit.
And yes, after moving from CA to TX, every time I negotiate with dealer the first question is about tax credit :joy::joy:

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