Hi, I have researched the early buy out topic and found some which were older (circa 2018-2019) so I took the liberty of posting my own first ever thread. If too repetitive for the veterans in here, my apologies in advance.
I leased a 2019 Acura MDX SH-AWD in late Aug '19. I got a decent deal but not a super killer deal (IIRC, it scored around 9.8 on the LH calculator at the time). Anyhow, with the Jan 2020 payment made, I have 6 payments made with 30 to go. I guess that I got my Acura kicks and curiosity outta my system and although I deem this MDX to be a fine SUV, I find it to be a bit on the feminine side (pardon my chauvinism) and a bit underwhelming for my tastes so have been toying with the idea of selling it soon to go in a different direction.
I sold my last SUV to Carvana at a pretty good price in my favor but on this MDX, Carvana is weak (I’ll be about 2.5K upside down). Vroom offered me a decent amount which was about par with my quoted payoff. The reason for the asterisk is that the current payoff figure, according to AFS, is about $750 or thereabouts higher if the payoff is made by a third party bank or finance company. I can pay it off from self funds and I think that there is a 10 day grace period in CA before I will have to pay the sales tax (please correct me if I am being wrong) but I don’t know if if it is worth the risk of tying up almost $35K just to take the chance that Vroom may pss back!
I am not going via there trade route and haggling with other dealers, Carmax, yada, yada. I have another vehicle that will get me going for the time being if need be.
TIA for your sage advice, CS~