2019 540i loaner in TX

[anon98469396]

There is a long discussion of that question in this thread.

Downside of MSDs?

Hey guys, I understand the beauty of putting down a chunk of money as MSD’s to lower your monthly payment (which I have done a couple of times). The only issue I have is that if your leased vehicle gets totaled or stolen, your MSD’s are gone. I know a hefty saving you can accumulate over the years but you run a risk of losing it all if either happens to your vehicle. Has that changed at all? Because I don’t see anyone mention that here on the forum. Just double-checking. Thx!