I get $428/mo by guessing 36/12, 10% off MSRP + $7,000 Volvo allowances w/tax and $995 acquisition fee included. So technically the numbers may be right, and this is a very nice and well optioned car. But you are paying $400+ for an old, outgoing model. I’d see how desperate the dealer is and push for bigger discount (that is if my assumption of 10% is in the ballpark).
Apparently they made a typing “error” first time around and they actually meant to say $499.00 with 0 down at signing. However they discounted a little more so now its at $476 monthly.
MF is marked up, the buy rate is .00022. Kill that $399 paint protection. What’s the mileage? 12K/year? Volvo Acquisition fee is $695, so not sure if $595 is their “typo” also.
What’s your tax rate? How many miles/year is this? Is the paint protection already on the car? It’s not needed- don’t have it put on.
$4,000 off is decent, try for $500-1,000 more. Pay $695 for the acq fee, go for 0.00022 on the money factor. Go for $442/mo at their price not including paint protection down to $411/mo if they also knock off another $1,000 (don’t hold your breath).
Put in 4 MSDs for the $442 payment to drop to $429 or for the $411 payment to drop to $399.
Even if it’s already on there I’m sure it’s probably just dealer speak for a coat of wax that cost them pennies, if there’s anything really on it at all. At that price I highly doubt that it’s any kind of real protective film that people pay thousands for on high end luxury and sports cars.
Looks like the Volvo has the Tech pkg w/adaptive cruise over the Jag, but maybe not much else. A $56K Jag for $35k is a very impressive discount. What’s the breakdown of the $1,119 due at signing for the Jag? What’s the payment on the Jag with comparable miles?
The S60 came out first as a 2011 model. How about the XF?
Yeah, the XF was redesigned in 2016 so the infotainment is definitely superior to the Volvo. I’m not sure what the $1,119 is for. I will definitely, though I assume that it may be tax on the rebate?
now the only thing stopping me is the $100 increase in insurance