Attached is a quote I received for a 2018 4runner Sr5 4x4, 36 moth lease with 10k miles annually… Where could I get improvements? Thoughts?
Looks good to me. Usbank I’m guessing? Might be able to get another $500 off
Might be able to do better on a 24/10 lease? Ask for the 24 month quote - if residual is in the 80% for 24 months, you could be at 300…
Any idea which lender this is? I think you can get a better deal through Bellco or Alliant Credit Union. Contact Centennial Leasing to use them. They are Colorado brokers who deal a lot of 4Runner volume through the 7 Credit Unions that lease in Colorado and the MFs are much lower. You’re 36m 10k RV would be 69% but your MF would be quite a bit lower than .00239, depending on your FICO.
Check to see if this dealer is signed up with any Colorado Credit Unions.