That’s a great deal then, especially since the MF has no doubt risen since January. Toyota dealers in Western PA were, at the time, at $340-$350/month through TFS and most weren’t willing to move much on sale price. I found a volume dealer in Columbus that was contracted with US Bank and they were willing to do more on a discount so it was worth the drive. Good to know this is possible in the state though because that would be easier than dealing with titling & registering an out of state purchase.
This is a no brainer for budget conscious hackers (and those looking or those who don’t mind if they drive a truck).
Step 1 - email jrouleau
Step 2 - drive/ fly to PA
Step 3 - pick up truck, drive and enjoy/profit
For all goo goo over these Toyota numbers, you should really read up on USBank End of lease issues. Not trying to be a debbie downer, however, there have been tons of horror stories of USB nickel and diming at term. I suspect there will be some complaints on here in 3 years.
Know what you’re getting into before signing on the dotted line.
ToyotaCare covers maintenance and roadside assistance. That has nothing to do with dings and scratches. 700 bucks is still kind of silly for a couple oil changes and tire rotations.
You can pick apart the lease all you want brother. It’s a great price and they can clarify what Toyota covers prior to purchase and the details of said protections. Take care of the BANKS vehicle and it won’t be a problem…
I’m not picking apart anything. I’m telling these people (most of whom are probably new, and just look at the payment) that returning a car to USBank, who has no brand affiliation, is a lot different than returning the car to a captive. There are tons of horror stories about USB. I never said “DON’T LEASE THIS CAR WITH USBANK!!!”
This just adds another layer to think about in the transaction vs going with a captive lender.
As a broker, shouldn’t you already know this info so you can inform your clients?