Use a credit union instead of Toyota Finance, two months ago I was able to negotiate $260 (including tax and $0 due at signing for 39/10) lease on a $37k TRD Offroad MT through Bellco credit union. This is what a dealer currently advertises in my area without even negotiating:
You can get an F150 for less than that, like $100 less a month. Plus that Tacoma is ancient, just a minor redesign. Correct me if I’m wrong but the taco doesn’t even have car play or android auto
Another quote I received, this one is a manual trans and US Bank
MSRP: $36,927
Sale Price: $33,646
Gross Cap Cost: $34,521($695 acquisition fee and $180 fee)
Net Cap Cost: Same before Gross^^
Residuals: @24mo–$29,172.33 / @36mo–$28,064.52
MF: @24mo–.00175 /@36–.00180
Still works pretty well without it though. Plug in USB and play whatever and it shows up on the screen. The built in NAV is pretty good and shows traffic. Has a touchscreen so much better than the Lexus info system IMO.