2018 BMW 440i xDrive Gran Coupe Lease

Ask the Hackrs
1

I haven’t pulled the trigger on this deal. What are the hackrs thoughts?!

MSRP: 62875
Sale Price: 56340
MF: 0.00182
MSD: 7
Money Factor after MSD: 0.00147
Miles: 12k
Months: 36
Residual: 55%
Rebates/Incentives: 4500

Here is my calculator: https://leasehackr.com/calculator?make=BMW&msrp=62875&sales_price=56340&months=36&mf=.00182&dp=0&doc_fee=386.50&acq_fee=925&taxed_inc=4500&untaxed_inc=0&rebate=0&resP=55&reg_fee=200&sales_tax=9&memo=&acqFee_check=true&monthlyTax_radio=true&miles=12000&msd=7

Thanks!!

2

Is this a new vehicle?

3

Yes. New. Not a loaner.

4

Effectively $735 a month.

Not a good deal… given the fact that’s still with MSDs… a HORRIBLE deal. Do not do this

1 Like
5

The calculator is shows $661. Why are you saying effectively $735? Just trying to better understand.

6

He’s adding the drive off and assuming that you should be rolling the drive-off into the lease. This is a very contentious point here on LH on what to do with the Drive Off.

A lot of people here believe that you should put 0 money down on the low chance that you have an accident that totals the car. Honestly, my school of thought is to do only drive offs and put no real money down just to “lower the payment.” In my mind, drive offs are just a part of doing the business, you know, taxes, fees, registration, etc. Why pay extra interest and taxes on stuff you don’t have to?

With that being said, at least the MSDs are refundable, can they go deeper on the discount? Aren’t Gran Coupes from BMW a dime a dozen?

7

Thanks! Sure seems I have more work to do.

8

If it is a new car the chance of getting any major discount from this point is rare. Unless the car has been sitting for month’s and they can’t sell it they are giving a great discount.

1 Like
9

New car + 440 = very little chance of a big discount or a “great deal”. 4 series GC’s don’t lease great to begin with, but you can get a much better ‘deal’ on a 430 if you don’t care a lot about the power - especially if it’s a loaner.

I love the 4GC but it leases like crap. They are not supported well by BMW financial. If it leased like a 3 series I’d have one in my driveway.

1 Like
10

Can someone share what I should be seeing for a Money Factor and Residual on a 2019 BMW 440i xDrive Gran Coupe?

I’m being told it is 0.00205, but I suspect there is a markup in there.

11

.00182 across all their models

1 Like
12

If you are ever curious, check out the Edmunds forums for lease information on MF and RV.

1 Like
13

Or the big BMW thread on here with all that info.

14

I’d push for another 1000 off since its a 2018

15

You should be able to get 11-12% off before incentives. A dealer offered up 14% on a very specific car (440) non xdrive in the showroom to me , but it was sitting there for a very long time.

16

Hi Guys,
I got some no.s on 2018 GC 440i please let me know if this looks good
msrp 63815 , adjusted price - 55991 , doc fee 799, tax 464, non tax fee 1532, total 58787,
cap cost 54571 after 5k , residual is 55% ,mf is 0.0022
dealer gave quotes for 5k down
12k miles 36 month
it comes down to 785

17

That’s insanely bad. Don’t put anything down. If zero down (not zero drive-off), the monthly is an extra 27X5 = $135 on top of your 785. Insane