2018 bmw 330i xdrive - is this a good deal

, ,

Hi guys. First time poster here and need your help in determining if this is a good deal for me.

Convenience package + Navigation
heated Seats + Steering wheel
Sport seats
Blind spot

Monthly payment: $328
Drive off: $2,585

  • First month: $328

  • Gov + dealer fee: $1,099

  • Tax: $1,159

Refundable MSD payment: $1,050
Acquisition fee: $925
Money factor: 0.00162
36,000 miles/3 years
Residual: 56.5%

seems high, but you are missing the info we need to help.

New or loaner?
MSRP?
Selling price BEFORE incentives?
Incentives you qualify for?

  1. I believe this is a loaner with under 5000 miles
  2. MSRP is $48,400
  3. Sales price before incentives $39,500 (18% discount)
  4. I only qualify for a taxed incentive of $5000

Push for 20% off before incentives and max out the MSDs rather than putting money down.

With first month paid at signing plus 7 MSDs, that would be roughly $2800 total DAS (2450 of which is MSDs) and about $345/mo.

How did you make out today?