I got 7652 discount from 53690 MSRP (roughly 14%). The monthly payment I’m choosing 36/12K is 666, more than 1%. Should I take the deal?
ps: a little background of me. I have a really short credit history and Experian score is 611. I’m a college new grad and this is going to be my first car. I’m on student visa right now and my working visa is on the way but I don’t have it yet. Took some time for Audi financial department to approve me. So I figured the MF is marked up. Given my situation, is this a good deal?
Judging by those numbers it is going to be quite difficult getting good numbers with the MF being so high. Ask them what MF they are using.
Do you have someone who can cosign with their credit?
Did you try getting a quote for a loaner? I’ve seen mid $400s here a while ago.
I’m not sure about Audi’s college grad rebate but you may also check BMW, I believe it’s $1K for new ones and $1.5K for certified ones. A 530e may land you on low $500s.
As a student frankly I think that is way too a car payment for you. You should try and target something much less. Just my two cents. FYI I had cars with higher MSRPS for less. And with a low score you should not be looking at such a big car payment.
Yesterday, I was offered $950 a month for a 2018 Audi A6 3.0T Premium Plus, 12k a year, 3k down (60,000 msrp). Terrible deal huh? I was also told that you are getting a great deal! I was shocked. 900 bucks a month is like a 100,000 car. I work in the car industry also, and was expecting to be at 650 with no money down, 15k a year on the new A6 3.0T. They only moved 2000 of the sticker.
