2018 Acura MDX Base

My local dealer in Michigan just quoted me for a BASE AWD 2018 MDX:
$478.44/monthly payment (includes tax)
36 month w/ 10k
$495 total due at signing.
MSRP 47175
selling 42,275
Doc fee $225
Govt fee $32
residual $28,777
MF .00074

Did you bring up MSD’s to lower the MF?

Acura doesn’t do MSD.