Here is the lease offer that I got from dealer. I think the MF is much higher what are the points push this down ?
Market Value 49,010.00
Discount Savings -4,987.00
Vehicle Selling Price 44,023.00
Total Cap 45,262.54
Down/Cash Cap Reduction -461.85
Net Cap 44,800.69
Base Payment 499.44
Monthly Tax 38.71
39 Month Payment 538.15
Down/Cash Cap Reduction 461.85
1st Payment 538.15
Due On Delivery 1,000.00
Rate 0.00125 0.00125
Annual Miles 10,000
Residual % [49,010] 56+3=59%
Tax: CA 7.75%
Lowering MF means putting down MSDs. Plug these numbers into the calculator and play around with the MSD dropdown (max is 9) to see when it hits close to 0% on the interest rate. .00125 is approx 3% rate
MSD is monthly payment rounded up to nearest $50 so yours would be $550. Max of 9 = $4,950. Each MSD for Infiniti lowers MF by .0001 so that brings you to .00035 or 0.84%