2017 Infiniti Q50 Premium Plus Good, Bad, Wait?

2017 Infiniti Q50 Premium Plus
MSRP: 45,080
Invoice: 41,464
Sale: 35,000
Rebates: None that I know of
Trade in: None
Down: None
Drive off: 821.91

Months: 39
Mileage: 10k

Residual 53-54%?
MF: 0.00003
Monthly (Including Tax) 352.16

Zip Code: 90003
Sales Tax 8-9%?

Like the title its almost memorial day … should I wait or jump on this offer? Ideally i was hoping for 300 after tax per month with the maintenance at around 40-50 a month. Thoughts?

Seems good, Personally, I would wait until the end of the month for the best deals.

Yea I was thinking that it may be better during the end around memorial day …

Did you really need to make another thread? Maybe no one replied because you’re just pulling numbers from thin air?

1 Like

What do you mean by thin air? Wouldn’t the quoted price be around the ball park of whats offered after the credit pull with the finance manager? I mean after more negotiations that is. Just wanted to know more opinions before going on a credit pulling streak with multiple dealers or what not. Sorry if the repost upsets you just trying to find advice is all.

MSRP is exactly $45k? Invoice is exactly $41k? Residual is 53-54%? Tax is 8.5-9%? You sure the term is for 36 months and not 39 months? Post with concrete, accurate numbers and maybe more people would/can help.

4 Likes

Edited. New to site obviously but you make valid points.

Sales tax California tax but when I reverse engineer the pmt w/o tax seems 7.9%. Risidual I’m sure its what the finance is listing for may 54% for 39 months.

Thanks!

YOU DON’T GO ON A CREDIT PULLING STREAK.

You find out what your credit is. You have them calculate payment based on your credit tier. Almost everyone on this site is Tier 1, it’s a big part of what makes the deals so good.

Nissan/Infiniti are one of the captives that do a lot for ‘deep’ clients

What are deep clients?

I currently have 720-750 range in credit score that considered tier 1 correct?

This is for Nissan Motor Acceptance Corp.

Tier 1: 740+
Tier 2: 720-739
Tier 3: 700-719
Tier 4: 680-699
Tier 5: 660-679
Tier 6: 640-659
Tier 7: 620-639
Tier 8: 600-619
Tier 9: <600

see below @buddyleecia post - farther down the credit score range, worse % or MF, thereby higher costs. With sedans doing what they are right now, you’ll still do pretty good even at a higher cost finance-wise

Wouldn’t I be able to do MSD’s if my credit score is lower to make the MF be at .00003?

Yeah, they have a plan for MSDs as well. I think the max is either 7 or 9 rounded to the next $50

They need to make a Tier 0 for us 800 club folks. I don’t want to pay what a 740 score will pay. Shit, it’s a whopping 60 points. That’s the difference between a 640 and a 700 LOL.

LOL no doubt they should… but are you really going to sweat a difference in MF between .00003 and .00001?

Lol yeah that’s true.

I think the point is: over 740 FICO they know they will get paid. If it is a binary result (get paid/don’t get paid) over 740, there is no more discount to give.

I have 751 but not a long credit history.

Just 5-6 years credit cards around 30k combined total credit limits.

And paying phone bills etc.

Not sure if I can be counted in tier 1