2017 Cadillac ATS $429/mo 39mo/15mi, $38.5K msrp, $963 due - Thoughts on this offer?

Ask the Hackrs
1

I was quoted the following for a Standard trim 2017 Cadillac ATS, msrp ~38,500:

$429 per month all in, GA TAVT included
39 months/15K mi per year
$963 due at signing

$1,000 below invoice
$1,500 GM awards included

I feel like I could do better since others are discounting $3K to $4K off msrp. Thoughts from the group?

2

that’s a lot for a bare bones model

3

Yeah that’s a fishy deal. Ask for the MF and residual from edmunds for GA:

It immediately fails the 1% rule where you’re aiming for 1% of MSRP monthly payments.

Could you also email the dealer and ask for

  1. the selling price of the car?
  2. the gross cap cost (that’s selling price + all fees-incentives)
  3. MF
  4. Residual

I’m having a hard time recreating your deal on the calculator

4

Numbers per Edmunds (good through 7/5/17)

39mos/15k mi .00032 MF and 48% residual
27mos/15k mi .00026 MF and 59% residual

5

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Tried to recreate in the LH calculator: $357 base payment plus about $68 for the GA tax = $425/mo, about 800 due up front.