$1500 out of pocket (includes taxes and fees) for 36 months $149 a month (this is in NYC) could I do better?
Yes, a lot better. That is passat/fusion money.
Where can you get a Passat or Fusion for $149?
Nor-Cal, base model. $139/mo and $2k drive off. If negotiated more, even less drive off.
$2k cap reduction maybe…otherwise can’t believe that would be possible on a Passat (don’t know much about the Fusion).