# Worst leases you've seen

**URL:** <https://forum.leasehackr.com/t/worst-leases-youve-seen/9717>\
**Category:** Off-Ramp\
**Created:** [March 9, 2017, 9:04pm UTC](https://forum.leasehackr.com/t/worst-leases-youve-seen/9717 "2017-03-09T21:04:09Z")\
**Posts on this page:** 20\
**Page:** 11

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**Author:** ![JamesBond](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/jamesbond/32/10810_2.png) [@JamesBond](https://forum.leasehackr.com/u/JamesBond)\
**Post date:** [February 27, 2018, 4:56am UTC](https://forum.leasehackr.com/t/worst-leases-youve-seen/9717/201 "2018-02-27T04:56:16Z")

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From the pictures you can see it is from Keyes European in LA (everything is always marked up). Looks like the person only had it for a month or two… I wonder if they realized they are overpaying.

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**Author:** ![LDETR](https://leasehackr.b-cdn.net/letter_avatar/ldetr/32/5_5575768a8748004e209b776fc1b2916d.png) [@LDETR](https://forum.leasehackr.com/u/LDETR)\
**Post date:** [February 27, 2018, 5:00am UTC](https://forum.leasehackr.com/t/worst-leases-youve-seen/9717/202 "2018-02-27T05:00:01Z")

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This dealership seems to have the worst deals. Was supposed to renew my lease last summer here but they quoted me $550 for a 330i with an MSRP of 44k I believe. Went elsewhere, first offer for a 330i with an even higher MSRP was basically $150 cheaper. Will never entertain them in the future, terrible 😕

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**Author:** ![asmith](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/asmith/32/71611_2.png) [@asmith](https://forum.leasehackr.com/u/asmith)\
**Post date:** [February 27, 2018, 5:21am UTC](https://forum.leasehackr.com/t/worst-leases-youve-seen/9717/203 "2018-02-27T05:21:16Z")

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Please delete message.

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**Author:** ![Nmikmik](https://leasehackr.b-cdn.net/letter_avatar/nmikmik/32/5_5575768a8748004e209b776fc1b2916d.png) [@Nmikmik](https://forum.leasehackr.com/u/Nmikmik)\
**Post date:** [February 27, 2018, 10:48am UTC](https://forum.leasehackr.com/t/worst-leases-youve-seen/9717/204 "2018-02-27T10:48:22Z")

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> [@Hefnet](#):
>
> ). After this and other similar experiences, I plan to move away from BMW for my next lease/purchase.

You still have option of an independent BMW specialist mechanic in your area. If you like the vehicle but hate the service dept, move to somebody else.

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**Author:** ![Jon](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/jon/32/70934_2.png) [@Jon](https://forum.leasehackr.com/u/Jon)\
**Post date:** [February 27, 2018, 11:10am UTC](https://forum.leasehackr.com/t/worst-leases-youve-seen/9717/205 "2018-02-27T11:10:44Z")

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New BMWs come with free maintenance, so going to an independent would cost money.

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**Author:** ![maguzma](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/maguzma/32/8099_2.png) [@maguzma](https://forum.leasehackr.com/u/maguzma)\
**Post date:** [February 27, 2018, 3:27pm UTC](https://forum.leasehackr.com/t/worst-leases-youve-seen/9717/206 "2018-02-27T15:27:50Z")

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If you want to see some very poor leases check out [Swaplease.com](http://Swaplease.com). Their are some real vulnerable people out there.

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**Author:** ![mp11477](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/mp11477/32/9283_2.png) [@mp11477](https://forum.leasehackr.com/u/mp11477)\
**Post date:** [February 27, 2018, 3:35pm UTC](https://forum.leasehackr.com/t/worst-leases-youve-seen/9717/207 "2018-02-27T15:35:30Z")

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Guess you didn’t read this thread…there’s a bunch listed already.

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**Author:** ![max\_g](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/max_g/32/9426_2.png) [@max\_g](https://forum.leasehackr.com/u/max_g)\
**Post date:** [February 27, 2018, 3:43pm UTC](https://forum.leasehackr.com/t/worst-leases-youve-seen/9717/208 "2018-02-27T15:43:20Z")

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Some of these must have insane neg equity and money factors

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**Author:** ![ElectricEliminator](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/electriceliminator/32/7382_2.png) [@ElectricEliminator](https://forum.leasehackr.com/u/ElectricEliminator)\
**Post date:** [February 27, 2018, 5:58pm UTC](https://forum.leasehackr.com/t/worst-leases-youve-seen/9717/209 "2018-02-27T17:58:14Z")

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I think when looking at the overall health of the industry and economy these deals are useful. How many people with bad credit got in over their heads with awful deals?

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**Author:** ![mp11477](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/mp11477/32/9283_2.png) [@mp11477](https://forum.leasehackr.com/u/mp11477)\
**Post date:** [February 27, 2018, 7:17pm UTC](https://forum.leasehackr.com/t/worst-leases-youve-seen/9717/210 "2018-02-27T19:17:25Z")

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> [@nyclife](#):
>
> $1,600 for a CLS550
> 
> ```
> swapalease.com
> 
> ```
> 
> 2016 Mercedes-Benz CLS-Class lease in Cincinnati, OH
> 
> This is a lease transfer. You can lease this 2016 Mercedes-Benz CLS-Class for $1,599.00 a month for 11 months.

and that paltry $1600 payment gets you an average of 182 (one hundred, eighty two) miles a month.

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**Author:** ![volnedan](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/volnedan/32/27815_2.png) [@volnedan](https://forum.leasehackr.com/u/volnedan)\
**Post date:** [March 12, 2018, 9:40pm UTC](https://forum.leasehackr.com/t/worst-leases-youve-seen/9717/211 "2018-03-12T21:40:47Z")

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The worst lease I’ve ever had personally was my 2008 Infiniti G37S 6MT coupe, just a few short months after it was released. Once the car was eligible for VPP-A plan (Employee discount) I jumped all over it:  
$42k MSRP  
$480/mo (including MI 6% tax)  
~$1200 total due at signing  
39mo/15k miles

I drove from Detroit to Ft. Wayne, IN to get it, as all other dealers from Detroit/Chicago/Cleveland areas were well over $500/mo for similar models. Obviously I should have waited, but my previous 2006 G35 coupe lease had ended and I already extended it by 3 months, so Infiniti wouldn’t allow me to extend again.

Luckily I dumped it on Swapalease a year later because I changed jobs and put about 22,000 miles on the first year. Never had a lease payment over $350/mo again after that disaster.

Edit: For comparison, the best quote I got at the same time for a 2008 BMW 335 coupe 6MT with MSRP of $45k was $620/mo with $2500 due at signing. That was in Chicago, much higher volume market than Detroit. Needless to say, the Infiniti was a steal compared to the BMW.

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**Author:** ![max\_g](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/max_g/32/9426_2.png) [@max\_g](https://forum.leasehackr.com/u/max_g)\
**Post date:** [March 12, 2018, 10:17pm UTC](https://forum.leasehackr.com/t/worst-leases-youve-seen/9717/212 "2018-03-12T22:17:31Z")

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That was probably the going rate at the time. I custom ordered a 335i 6mt cabrio with minimal markup ($500 over invoice, no other incentives IIRC), buyrate MF and it was $700 ish with 0 cap cost reduction. Even today, with MFs so low and RVs generally so high, it’s harder to hack coupes and convertibles.

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**Author:** ![max\_g](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/max_g/32/9426_2.png) [@max\_g](https://forum.leasehackr.com/u/max_g)\
**Post date:** [March 12, 2018, 10:23pm UTC](https://forum.leasehackr.com/t/worst-leases-youve-seen/9717/213 "2018-03-12T22:23:03Z")

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What’s funny is people who are aware of lease hacking and still paying 1.25% of MSRP every month because “I want an Audi”

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**Author:** ![MConte05](https://leasehackr.b-cdn.net/letter_avatar/mconte05/32/5_5575768a8748004e209b776fc1b2916d.png) [@MConte05](https://forum.leasehackr.com/u/MConte05)\
**Post date:** [March 13, 2018, 12:52am UTC](https://forum.leasehackr.com/t/worst-leases-youve-seen/9717/214 "2018-03-13T00:52:18Z")

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I can understand that to a degree, to some people its worth the extra $100 a month to be in the car they really want.

What really gets me are the people on the car specific forums touting the deal they got. Invoice pricing! Only $5k down! Only $600 a month on my $45k Alfa! Love it!

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**Author:** ![NateBeasle](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/natebeasle/32/5289_2.png) [@NateBeasle](https://forum.leasehackr.com/u/NateBeasle)\
**Post date:** [March 13, 2018, 1:20am UTC](https://forum.leasehackr.com/t/worst-leases-youve-seen/9717/215 "2018-03-13T01:20:51Z")

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I almost caved and became that guy haha. Luckily I…lucked out.

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**Author:** ![volnedan](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/volnedan/32/27815_2.png) [@volnedan](https://forum.leasehackr.com/u/volnedan)\
**Post date:** [March 13, 2018, 4:02pm UTC](https://forum.leasehackr.com/t/worst-leases-youve-seen/9717/217 "2018-03-13T16:02:56Z")

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Audis kill me because I love the new A4, and it’s the only affordable sports sedan with AWD and a manual transmission. But even a $40k model will lease for over $400/mo, even with rebates. The best quote I got in recent memory was a leftover 2016 A4 6MT with MSRP of $38k for $389/mo and $1800 due at signing. Barely above the 1% rule, but for an older model with refreshed models all over the lot, its wayyy too high. I was asking for $340/mo and only $1400 due at signing, while secretly agreeing to accept $350/mo. Turns out it was bought by one of the service technicians in the back. Whatta joke.

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**Author:** ![coss1600](https://leasehackr.b-cdn.net/letter_avatar/coss1600/32/5_5575768a8748004e209b776fc1b2916d.png) [@coss1600](https://forum.leasehackr.com/u/coss1600)\
**Post date:** [March 15, 2018, 7:45am UTC](https://forum.leasehackr.com/t/worst-leases-youve-seen/9717/218 "2018-03-15T07:45:59Z")

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The $800 per month lease with $3k down on a 60k msrp s90 was impressive too.

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**Author:** ![K04](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/k04/32/23510_2.png) [@K04](https://forum.leasehackr.com/u/K04)\
**Post date:** [March 18, 2018, 5:48pm UTC](https://forum.leasehackr.com/t/worst-leases-youve-seen/9717/219 "2018-03-18T17:48:34Z")

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This was so atrocious, I had to share.

 ![image](https://leasehackr-assets.b-cdn.net/original/2X/5/5cff4292075dfec5a1d3792f15a1314d47b4afd4.jpeg)

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**Author:** ![rwp](https://leasehackr.b-cdn.net/letter_avatar/rwp/32/5_5575768a8748004e209b776fc1b2916d.png) [@rwp](https://forum.leasehackr.com/u/rwp)\
**Post date:** [March 18, 2018, 6:43pm UTC](https://forum.leasehackr.com/t/worst-leases-youve-seen/9717/220 "2018-03-18T18:43:31Z")

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WOW 20202020202020char

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<div class="post-metadata">

**Author:** ![mp11477](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/mp11477/32/9283_2.png) [@mp11477](https://forum.leasehackr.com/u/mp11477)\
**Post date:** [March 18, 2018, 9:30pm UTC](https://forum.leasehackr.com/t/worst-leases-youve-seen/9717/221 "2018-03-18T21:30:00Z")

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That’s 32k in payments with the cash down. What was the residual amount given at the end?

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