Quick! You have to put ALL of your 18 yr old sons/daughters assets into a couple of things this instant and you cant come back to them until
they are 59.5 yrs old.
90% S&P / 10% Govt treasuries
OR
Tesla, Bitcoin, insert other high flyer here
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Ha my kids 6 months. Where do I put his 529 to pay his 3.2 million/year tuition
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VGSTX is putting my daughter through schoolš
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@spockvr6 Amazon, ethereum, and Bitcoin IMO over S&P.
Donāt shoot me but somehow when you bet against Elon it doesnāt always go well. Wouldnāt be surprised if Tesla beats it too 
Heck even Luna, the terra project/ecosystem is insane what itās potential could mean for mirror protocols and stocks
I put all my 401k into cash before the financial crisis crash and felt like a genius, but I also missed part of the ride up, it is incredibly difficult for most people to do their own investing. Not saying itās not possible but @spockvr6 is correct about the 90%.
Only good thing about being old was that I paid $800 a semester for engineering school lol
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If you dare put your lifes savings into those vs. S&P or the like over the long haul you have
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Yep I would be going against the grain, but Iām also 31 so my risk tolerance and conviction in those is different I guess haha.
Its incredibly difficult for even pros to do it. They get their rears handed to them most of the time by the computer doing the index fundš
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You will feel different at 51 
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Probably, but Iāll also be in different financial shape then too :).
I have a lot of goals and the risk reward to me makes sense.
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This is 11 years for me with a financial planner, my only regret is not getting one sooner. In the early days we did everything they want, now I dabble where I care and they manage the rest.
To each their own, but one had a decades track record and the other are {like leaving your car running 24/7 to solve Sudoku puzzles that you can trade on the darkweb for Heroin}
Iām only about 10 years older, but canāt buy into that. Iām as diverse as I think Iām going to get.
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As someone a couple of decades older, and not incredibly wise about all things financial, my only advice would be to make sure you donāt put all your eggs in one basket, and that you have enough set aside for at least subsistence living that is as close to low risk as is possible down the line.
I know of too many people that bet big when times were good that are still working 10 years later than they really need to have had.
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I have never heard cryptocurrency described like that, but holy smokes I think you may have it!
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Yeah I mean donāt get me wrong I know itās a risky assertion. I feel the pros outweighs any cons and each person risk tolerance is different. I honestly canāt think of any other powerhouse names though that could potentially beat the S&P, I know Mark Cuban thinks Netflix will 
.
If I didnāt have the knowledge/skills I do today and I was just a regular 90% I would without a do the S&P and just set it and forget it because that absolutely makes sense.
Hilarious way to describe cryptocurrency also 
, to each their own as ya said!
Definitely canāt take credit
https://mobile.twitter.com/Theophite/status/1030225104234373121
But yeah, itās a commodity masquerading as a currency (bUt vEnMo LeTs YoU TrAdR aNd CoINdEsK) whose intrinsic value is that the next person is dumb enough to pay you more for it. Sorry 
Donāt get me wrong, I follow the twitter bots that track huge swings. And if you bought at $1 and sold at $55k - good on you.
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Haha well I never said I threw all my eggs in those 3. You just asked a what if scenario so I felt I would be honest and give my opinion :).
Yeah Iām no expert by any means either, itās something I read and spend a lot of time learning too doing my own DD. I think people get hung up on the ācurrencyā part of crypto currency, one of those touchy subjects haha
Luckily solar has allowed me to have plenty set aside 
. After an accident a few years ago I set out to learn stocks/day trading/shorting/Fibonacci sequences/doji candle trends etc so I could do my own work. Just felt it was something vital to learn in life
I know, thatās why I had to do the solar installation on my house myself a few years back, LOL. I couldnāt afford you guys 
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those greedy dudes! Just like the car industry, always bad eggs out there overcharging, just have to find the right person who will give you that leasehackr equivalent deal 
.
Well at least with the car industry now everything is set pricing. Msrp! Or msrp + market adjustment. Haha
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Ps 37500 on my 38200 LT1! Wholesale car club Facebook group. Dudes are buying at insane pricing.
If it had dual exhaust I would have kept it longer.
Had it 4 months. Made 3 payments $300. Cashed out 3k
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