What’s the current money factor on a BMW lease?

Ask the Hackrs
,
1

Hi hackrs! What’s the money factor on a BMW in California. I’ve been ghosted by two brokers on this website. So I’m going out on my own. I give them the information on the car, and then I never hear back. So I found a dealer that will sell me the car at invoice. So I wanted to know what the money factor would be so that I could see if I’m getting a good deal on the lease payment or will they try to stick it to me and hide it in the monthly payment with a high money factor.

2

As a super supporter, you should be able to find the MF using Rate Finder under the calculator.

A marked up MF in and of itself isn’t a sign of a bad deal, if it meets your targeted effective monthly.

2 Likes
3

Thank you I will check that out. I’m new to this website. A lot of the stuff is sometimes over my head. Thank you!

4

Depends upon your location and model of vehicle. 39 months are lower than 36 month leases. Not 100% sure, but best BMW money factor I have seen for tier 1 credit is .00180 for 39mo. Approximately .00210 for 36mo. 3.99% up to 60 months on financing.

1 Like
5

Benz 551,
Thank you, that helps me a lot. I cannot figure out how to use the calculator. I’m in NorCal, so hopefully, those numbers work here. I appreciate your response.

6

What part of the calculator are you struggling w/?

7

Some of the terms I don’t know what they’re asking me to put. And also I didn’t have the residual value but now I do so I may try it again.
Thanks

8

You can also search the forums in Edmunds for specific models and will get residuals and money factors.

9

You guys are all so helpful! Thank you

10

Give Sam at Lease or buy your next car online a shout - he’s in NorCal and was super-responsive + helpful when I hit him up about a BMW

11
13

Curious, what’s the car you’re trying to get?

14

My bad…your Sam was not the same person that ghosted. I might give your guy a try. Thank you

15

2024 BMW 330e with M and Shadow line packages.

16

There’s less than 5 on the ground in CA with M-Sport. My SoCal dealer has one. Happy to share details. Please text me and I’ll be happy to help - 818-314-1456

17

Note that I haven’t actually completed a deal with Sam (I hit pause from my side.)

But he was very prompt, informative, and straightforward when I reached out - same goes for Zack ( @ZZAutoDeals in this thread.)

I think brokers have to field incoming from buyers feeling out deals, pausing for one reason or another, then being in a crazy rush to get it done. Some are definitely better at managing comms than others.

1 Like
18

That was my mistake. It was another Sam. I’m not sure if you saw my other post before I deleted it. But anyway, the Sam you told about was extremely responsive. It just minutes he sent information on three cars. Then finally I think we’re doing a custom build. The deal looks pretty good to my novice eyes, but definitely better than the numbers the first Sam gave me before he stopped responding. So I appreciate you telling me about him. The deal not done yet, and I still need to know his fee, but so far I pleased. Thank you.

19

Thank you Zack…your sheet is a little hard to read but I will take a look on my PC. Thank you for the information.

20

If you text me I’ll be happy to re-send it. Thanks!