Interesting.
So how does an M340 look then? Total of 36 payments $27900 ($0 down, just fees upfront of $2300) with $36828 residual.
To purchase the same car would be $1217/mo $0 down, or $15948 more than the lease, but would owe $26522 with Im guessing about $10-13k equity. So in this case, does a lease make sense?
G8x suspension is absolutely sufficient for a daily. It’s lightyears better than the F8x in every scenario and the damping specifically is on another level. The M3 is like a DeVille compared to the X3M (drove one, couldn’t stand it).
The real question shouldn’t be if comfort is acceptable for daily duty, it should be do you want a full fledged M for daily driver duty.
I never questioned the comfort of the suspension. I think the M2 is plenty comfortable for a daily, or even a road trip. The only real advantages of the G20 is better MPG, and the low end torque which is better for a daily. But the power of the M2 really works on back roads, or track days.
Interesting, so if you were planning to own an M2 for 3 years, your saying it makes more financial sense to finance?
The solution is to buy an E90 M3 instead 
(with rod bearings already done)
Totally agree-- I have had my base/manual G80 M3 since June 2022 and never have an issue daily driving. The suspension options/setting are great. Nearly 500 HP with room for 2 car seats in the back. Ultimate grocery getter Car does everything you ask and more
Youre just making me want an M3 even more!
Me using my G80 as a daily.
Currently daily a lowered G80 and it’s absolutely fine. No issues at all w/ the suspension for me.
Before that my daily was a X3M Comp, and again, no issues with the suspension. Was it plush? Not even close. But it wasn’t overly jarring to me. In comfort mode it was pretty tame, smooth and “regular” feeling.
Honestly, it all depends on your tolerances and preferences. I much prefer a sporty feel most of the time, so maybe I’m just biased lol.
In that case the lease might make more sense, as you would spending ~$13k more in finance payments but only gaining ~$10k of potential equity.
Yes, based on my scenario above, financing it would put you $5500 ahead after 3 years compared to a lease.
What about buying a low mileage 2 year old m3? let someone else take the depreciation hit
I secured 4% off on an M3 order in the Chicago area, the best deal I could find after checking with brokers and calling multiple dealers. If you qualify for a military rebate, there’s an additional $2,500 available (I qualified through my wife, whose late mother served decades ago).
Three weeks in, it’s been a fantastic daily driver with winter tires on Chicago roads.
That said, it’s certainly not a sound financial decision by any definition.
You should probably just purchase an M car and not lease it.
So hold on, you got military discount because of your late Mother in Law? What are the rules for the military discount because my Dad had served in the Army, but this was before I was born.
As a reminder to everyone, this is only on a cash deal, or non-BMWFS financing, it’s $500 on a lease or BMWFS finance contract.
He’s right - but if you’re Military (again, same qualifications) you can be Navy Federal member and their rates at 4.49% for 60 months are I believe lower than BMW FS non-promotional buy rates and there are no promotional finance rates on M3s.
To qualify you go to https://www.bmwusa.com/special-offers/military-incentive.html and then validate through ID.me. You’ll need some information on your dad’s service.
Worth the effort for $2500.
Which is expected to hold its value better? M2 or M4? If one is considering purchasing it and then selling it after a year, what’s the anticipated depreciation?
The 1st year is the biggest percentage of the depreciation hit. Why not buy one that’s 1-2years old if only keeping for 1 year? That being said, they are likely taking a similar hit in the percentage they’ll depreciate…the m4 is more expensive and therefore total dollars lost will be greater.
Id consider looking at a used 2023 or 2024. First year depreciation is steeper than the f87
Sold for $58k.