Have not followed it closely for a few months, but check out the CU Rate thread (and the Google sheets page below it from some other site) and scroll to some CUs for current rates:
Sometimes it can be better to finance a car rather than lease it! Some of the reasons this may be true include:
Federal EV credit - some lease originators may not pass the full Federal EV credit or state credits. Through financing or balloon loans (another type of financing, you can take advantage of these credits if you have the tax liability)
High Lease Money Factor - some lease originators have a very high money factor, higher than what it would cost to lend from another bank! Combined …
Looks like USSFCU is now 72m @ as low as 5.74%.
https://www.ussfcu.org/resources/rates/rates.html#new-auto-loans
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