Volvo s60 Dynamic $282.14 Per Month?

Hello,

My lease just ended and am shopping for a new car. I got hit with an online car leasing ad on facebook where they. I checked out the cars they have and found a $282.14 Volvo S60. It was 36m 10k with 3500 total due on signing. The disclaimer says it includes taxes and fees. I even spoke to their rep and they said that even includes delivery. Can anyone tell me if they used Carvoy before, and how they work? I don’t want to be hit with any extra fee’s.

Here is the link: https://carvoy.com/ignite/Volvo-S60-2018-34490?monthAlgoritm.activeMPY=10+000&monthAlgoritm.activeTermValue=36&monthAlgoritm.zip=10001&sliderPrice.value=3500

Monthly includes taxes and fees + $3,500 down or $3,500 includes taxes and fees (then the rest is down payment)? Need break down of $3,500

3500 including Reg, tax, doc, and bank fee. I believe they told me that the due on signing is more than average inceptions which is lowering the payment. Contract will reflect 3500 total due on signing.

Yeah, but that means you are making down payment which effectively increases your monthly payment. If it is $2k out of $3.5K, your monthly is $342, which is not great at all on a base, outgoing model.

I asked for a stripped payment and they just gave me this:

MSRP: 37735
Cap cost: 27885

36 Month term with 10000 Miles per year : $306.48

Taxes : $734.19
Bank Fee: $695
Registration: $300
Doc Fee: $300

Thoughts?

So, no down just $2,029 DAS? I get the same payment based on their sales price. Are you NY? RV and MF are awful - .00100/49%. You could probably get 12% off before incentives, so your sales price would be $1k less ($30/mo).

Yea, wow another $30 off per month? How can I get that? I went to the dealer and they were giving me $325 with $3000 DAS.

Carvoy is a good company based on my interactions with them.

He’s getting close to 10% off which is not bad on a Volvo. The deal is not bad, considering MF/RV. But base 2018 S60? I’d push for more, they need to move them.

Let’s see what @nyclife has to say.

You leased with them before?

Tried but beat their deals easily on my own.

Except the Volvo S60 leases pretty well. The long wheelbase Inscription model imported from China leases for less than the cheaper Dynamic models imported from Sweden. The national offer on an S60 Dynamic T5, $275 /36 Mo. $3,455 cash due at signing, which is better than this deal, and that’s without negotiating anything.

That national offer is on a lower MSRP ($36,440 with $3,180 CCR and $285/mo in NE). Inscription FWD has better MF and the same RV, AWD has better better MF and better RV - so they lease better, yes.

I got an offer for a 2018 S 60 inscription 326 a month with 1 k drive off due. But I said no. 42k msrp

Yeah, who needs it now. Almost the same deal as my current.

Thanks for that! They just sent me this car https://carvoy.com/ignite/Volvo-XC90-2018-34511?monthAlgoritm.activeMPY=10+000&monthAlgoritm.activeTermValue=39&monthAlgoritm.zip=10001&sliderPrice.value=1000&tab=1

1k total out of pocket $553.44. Worth it? Its the new body xc90 momentum t5. But its a demo with 3k miles.

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