# Used 2022 GLS450 w/ 22,000 miles **URL:** \ **Category:** Buy/Finance\ **Tags:** suv, mercedes-benz, tx\ **Created:** [September 3, 2024, 2:31pm UTC](https://forum.leasehackr.com/t/used-2022-gls450-w-22-000-miles/593454 "2024-09-03T14:31:41Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![LouisLease](https://leasehackr.b-cdn.net/letter_avatar/louislease/32/5_5575768a8748004e209b776fc1b2916d.png) [@LouisLease](https://forum.leasehackr.com/u/LouisLease)\ **Post date:** [September 3, 2024, 2:31pm UTC](https://forum.leasehackr.com/t/used-2022-gls450-w-22-000-miles/593454/1 "2024-09-03T14:31:41Z")
Hi everyone. I am in the process of trading in a vehicle that owes $48,000 and they are giving me $53,000 for it. I am putting $3,000 cash and the new vehicle costs $65,500. Is a payment of $1,000 justifiable for that? Also, I am in Texas and I noticed that some dealers would give me a tax incentive for trading in with them and buying as well from them simultaneously. It is my first time financing a vehicle so I am extremely lost and I am not smart enough to understand most of the linguo here. I attached a picture of the deal. I asked the sales man if the tax incentive is already included and he said, yes. How can I ensure that it is included? He seemed a bit aggressive when negotiating with me. Thank you all in advance. Ps. I included the sticker of the GLS. ![IMG_8918](https://leasehackr-assets.b-cdn.net/original/3X/7/f/7f8a8b82b8571fd6ee849e20e8826aff93e1e04d.jpeg) ![IMG_8922](https://leasehackr-assets.b-cdn.net/original/3X/d/f/df7a69cf1e47b04a03f4fe70bb980825ccbe80e7.png) ---
**Author:** ![holeydonut](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/holeydonut/32/146662_2.png) [@holeydonut](https://forum.leasehackr.com/u/holeydonut)\ **Post date:** [September 3, 2024, 2:46pm UTC](https://forum.leasehackr.com/t/used-2022-gls450-w-22-000-miles/593454/2 "2024-09-03T14:46:57Z")
Kind of difficult to assess your deal without knowing the option load and miles on the GLS450. And your interest rate feels kind of high… have you shopped lenders? ---
**Author:** ![LouisLease](https://leasehackr.b-cdn.net/letter_avatar/louislease/32/5_5575768a8748004e209b776fc1b2916d.png) [@LouisLease](https://forum.leasehackr.com/u/LouisLease)\ **Post date:** [September 3, 2024, 3:09pm UTC](https://forum.leasehackr.com/t/used-2022-gls450-w-22-000-miles/593454/3 "2024-09-03T15:09:02Z")
Hi, I included the sticker price. I am paying $65,500 for it and it has 22,000 miles. I shopped around and even with my 860 credit score, that’s the best I am able to find %6.79. ---
**Author:** ![Ursus](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/ursus/32/4944_2.png) [@Ursus](https://forum.leasehackr.com/u/Ursus)\ **Post date:** [September 3, 2024, 3:19pm UTC](https://forum.leasehackr.com/t/used-2022-gls450-w-22-000-miles/593454/4 "2024-09-03T15:19:16Z")
Never mind, I thought you were selling a 22 GLS 450. What are you trading in? Appraise and possibly sell it separately. ---
**Author:** ![LouisLease](https://leasehackr.b-cdn.net/letter_avatar/louislease/32/5_5575768a8748004e209b776fc1b2916d.png) [@LouisLease](https://forum.leasehackr.com/u/LouisLease)\ **Post date:** [September 3, 2024, 3:33pm UTC](https://forum.leasehackr.com/t/used-2022-gls450-w-22-000-miles/593454/5 "2024-09-03T15:33:37Z")
I am selling a 2022 suburban Premier with 24k miles. They offered me the most at $53k. Other dealers are offering $48k. Despite of being fully loaded. I owe $48k and they are giving me $53k plus $3k cash down. ---
**Author:** ![max\_g](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/max_g/32/9426_2.png) [@max\_g](https://forum.leasehackr.com/u/max_g)\ **Post date:** [September 3, 2024, 4:28pm UTC](https://forum.leasehackr.com/t/used-2022-gls450-w-22-000-miles/593454/6 "2024-09-03T16:28:27Z")
Spend a few minutes copy/pasting your VIN to get more offers if you have not already > [@List of places to sell or value your car online](https://forum.leasehackr.com/t/topic/396451/1): > > For the quickest results: Copy your VIN to your clipboard and just paste it into each site. Quicker than plate lookup. Enter “I own the vehicle” where applicable — you don’t need to get into the details of your lease payoff or loan balance until you’ve eventually chosen one entity to sell to. Use a Google Voice or some other device you can turn off at will. Otherwise your real phone will be bombarded initially. In alphabetical order: Buyer Name Direct Link Review Link AutoCo… ---
**Author:** ![Anhelenuk1](https://leasehackr.b-cdn.net/letter_avatar/anhelenuk1/32/5_5575768a8748004e209b776fc1b2916d.png) [@Anhelenuk1](https://forum.leasehackr.com/u/Anhelenuk1)\ **Post date:** [September 3, 2024, 4:41pm UTC](https://forum.leasehackr.com/t/used-2022-gls450-w-22-000-miles/593454/7 "2024-09-03T16:41:00Z")
Is the suburban giving you issues or you just want a new SUV? ---
**Author:** ![LouisLease](https://leasehackr.b-cdn.net/letter_avatar/louislease/32/5_5575768a8748004e209b776fc1b2916d.png) [@LouisLease](https://forum.leasehackr.com/u/LouisLease)\ **Post date:** [September 3, 2024, 4:58pm UTC](https://forum.leasehackr.com/t/used-2022-gls450-w-22-000-miles/593454/8 "2024-09-03T16:58:20Z")
It works perfectly, and I love it. However, my 2yo fell down by Trying to climb unto his car seat and got hurt badly. Now I want something lower to the ground. ---
**Author:** ![ugfish](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/ugfish/32/162690_2.png) [@ugfish](https://forum.leasehackr.com/u/ugfish)\ **Post date:** [September 3, 2024, 5:05pm UTC](https://forum.leasehackr.com/t/used-2022-gls450-w-22-000-miles/593454/9 "2024-09-03T17:05:25Z")
Not to derail the point of this thread, but a GLS hardly addresses this problem. You’re going from SUV to CUV, but both are still at a height that are detrimental to a toddler. Even the floor of my Sienna is high enough where I wouldn’t want my toddler falling from it. The solution is not letting your 2yo try to get in the car unattended. However if you need seating capacity and a low floor, minivan is your option and you could get a fully loaded one at that with your current budget. My personal recommendation is keep the Suburban. It does look like you’re getting the tax savings just based on only paying ~$900 in tax. ---
**Author:** ![Anhelenuk1](https://leasehackr.b-cdn.net/letter_avatar/anhelenuk1/32/5_5575768a8748004e209b776fc1b2916d.png) [@Anhelenuk1](https://forum.leasehackr.com/u/Anhelenuk1)\ **Post date:** [September 3, 2024, 5:13pm UTC](https://forum.leasehackr.com/t/used-2022-gls450-w-22-000-miles/593454/10 "2024-09-03T17:13:44Z")
Keep the suburban. It will retain its value better and give you less problems than GLS. I also think it looks pretty decent too. $1k a month for 72 months is a bit steep. ---
**Author:** ![holeydonut](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/holeydonut/32/146662_2.png) [@holeydonut](https://forum.leasehackr.com/u/holeydonut)\ **Post date:** [September 3, 2024, 5:46pm UTC](https://forum.leasehackr.com/t/used-2022-gls450-w-22-000-miles/593454/11 "2024-09-03T17:46:42Z")
As someone with a GLS 450 and a kid that just turned 2… I don’t think this car is going to magically make it easier for a 2 year old to climb in. I have to help her get into her car seat even if she stubbornly wants to accomplish this feat on her own. But, I suspect the issue will resolve itself once she turns 2.5. Maybe you can just add some side skirt/steps on your current car? Regarding interest rates, BoA’s headline rate for Tier 1 60-month term is 5.84% in Texas. I can’t imagine adding 100 basis points just to move this loan to 72 months instead of 60. > **[Auto Loan Rates from Bank of America](https://www.bankofamerica.com/auto-loans/auto-loan-rates/#disclosure_content)** > > View and compare current auto loan rates for new and used cars, and discover options that may help you save money. Apply online today at Bank of America. ![image](https://leasehackr-assets.b-cdn.net/original/3X/2/d/2d8edf257c932896942457f4bf4d98ebc57edb6c.jpeg) ---
**Author:** ![max\_g](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/max_g/32/9426_2.png) [@max\_g](https://forum.leasehackr.com/u/max_g)\ **Post date:** [September 3, 2024, 6:07pm UTC](https://forum.leasehackr.com/t/used-2022-gls450-w-22-000-miles/593454/12 "2024-09-03T18:07:15Z")
At that price range you should be looking at brand new Lexus, Acura or even Audi than a used GLS. As always get a PPI if you buy used. ---
**Author:** ![LouisLease](https://leasehackr.b-cdn.net/letter_avatar/louislease/32/5_5575768a8748004e209b776fc1b2916d.png) [@LouisLease](https://forum.leasehackr.com/u/LouisLease)\ **Post date:** [September 3, 2024, 8:48pm UTC](https://forum.leasehackr.com/t/used-2022-gls450-w-22-000-miles/593454/13 "2024-09-03T20:48:57Z")
I tried with BOA and the monthly payment at 60 months jumps another $140 bucks. I just need the GLS for the next two years. Then I’ll pursue something more luxurious. Just bought a house a month ago and plus I am trying to be frugal so I could pay my $240k student loan within the next two years with my new physician salary. The only 3 luxury dealers within 2hrs radius from me are BMW, Infiniti and MB. I do not like the X7, the new Qx80 is $102k (out of my budget) and I believe that the GLS I am getting is just a small sacrifice. My spouse loves it, comfortable, fuel efficient compared to the suburban and better customer service at the MB dealer. Thank you all. ---
**Author:** ![theduke](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/theduke/32/148661_2.png) [@theduke](https://forum.leasehackr.com/u/theduke)\ **Post date:** [September 3, 2024, 9:24pm UTC](https://forum.leasehackr.com/t/used-2022-gls450-w-22-000-miles/593454/14 "2024-09-03T21:24:34Z")
I’m not trying to be Dave Ramsay here but $1k/mo for 72 months is not being frugal when you have a quarter million in debt. I don’t care if you’re making $500k/year or not. I also recommend keeping the suburban ---
**Author:** ![Leo\_Cheng82](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/leo_cheng82/32/194968_2.png) [@Leo\_Cheng82](https://forum.leasehackr.com/u/Leo_Cheng82)\ **Post date:** [September 3, 2024, 9:35pm UTC](https://forum.leasehackr.com/t/used-2022-gls450-w-22-000-miles/593454/15 "2024-09-03T21:35:15Z")
I second this point ---
**Author:** ![holeydonut](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/holeydonut/32/146662_2.png) [@holeydonut](https://forum.leasehackr.com/u/holeydonut)\ **Post date:** [September 3, 2024, 9:35pm UTC](https://forum.leasehackr.com/t/used-2022-gls450-w-22-000-miles/593454/16 "2024-09-03T21:35:41Z")
> [@LouisLease](#): > > ce. My spouse loves I meant get a quote from BoA with 72 month terms. The headline rate is 60 months. My guy, get the GLS asap if your wife likes it. She didn’t put up with your residency hours and then watch her kid get hurt to then pinch pennies in a chevy Btw the one you’re looking at doesn’t have the AMG line option package. You may need that option. Consult with her lol. Edit, here’s a GLS with AMG line in Houston as an example. It doesn’t have drive assist but is otherwise similarly optioned and priced. [https://www.porschewesthouston.com/used/Mercedes-Benz/2022-Mercedes-Benz-GLS-Houston-7cd6ba4eac183a18a48960aa7b5f8082.htm](https://www.porschewesthouston.com/used/Mercedes-Benz/2022-Mercedes-Benz-GLS-Houston-7cd6ba4eac183a18a48960aa7b5f8082.htm)? ---
**Author:** ![holeydonut](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/holeydonut/32/146662_2.png) [@holeydonut](https://forum.leasehackr.com/u/holeydonut)\ **Post date:** [September 3, 2024, 9:47pm UTC](https://forum.leasehackr.com/t/used-2022-gls450-w-22-000-miles/593454/17 "2024-09-03T21:47:55Z")
Yeah but you’re not the one that had to explain to his wife that it’s NBD the kid got hurt and she’s married to a doctor but drives a Chevy. ---
**Author:** ![max\_g](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/max_g/32/9426_2.png) [@max\_g](https://forum.leasehackr.com/u/max_g)\ **Post date:** [September 3, 2024, 9:55pm UTC](https://forum.leasehackr.com/t/used-2022-gls450-w-22-000-miles/593454/18 "2024-09-03T21:55:06Z")
> [@theduke](#): > > I also recommend keeping the suburban Not really sure this is much better. It’s depreciating around the same and they’re both equally unreliable out of warranty. And the discussion is moot if the OP has decided it’s just not the safest choice for their family. If OP only has BMW, MB and Infiniti within 2 hours then their best bet is probably a QX60. ---
**Author:** ![LouisLease](https://leasehackr.b-cdn.net/letter_avatar/louislease/32/5_5575768a8748004e209b776fc1b2916d.png) [@LouisLease](https://forum.leasehackr.com/u/LouisLease)\ **Post date:** [September 3, 2024, 10:01pm UTC](https://forum.leasehackr.com/t/used-2022-gls450-w-22-000-miles/593454/19 "2024-09-03T22:01:49Z")
This is it! Spouse loves it! Stay at home mom who has supported me in more than one way throughout Med School! She deserves the world! I promised her that I’ll get her a nicer car in 2 years. She is not demanding it, but I want to spoil her with what I can without derailing from our financial plans. We both come from very humble backgrounds, so we dnt need much to be happy. ---
**Author:** ![LouisLease](https://leasehackr.b-cdn.net/letter_avatar/louislease/32/5_5575768a8748004e209b776fc1b2916d.png) [@LouisLease](https://forum.leasehackr.com/u/LouisLease)\ **Post date:** [September 3, 2024, 10:02pm UTC](https://forum.leasehackr.com/t/used-2022-gls450-w-22-000-miles/593454/20 "2024-09-03T22:02:50Z")
Do you think that the Qx60 is better? I drove it and it felt like driving a pathfinder. [Next page](https://forum.leasehackr.com/t/used-2022-gls450-w-22-000-miles/593454.md?page=2)