# Trying to understand the ins and outs of BMW incentives

**URL:** <https://forum.leasehackr.com/t/trying-to-understand-the-ins-and-outs-of-bmw-incentives/52981>\
**Category:** Ask the Hackrs\
**Created:** [July 8, 2018, 11:20am UTC](https://forum.leasehackr.com/t/trying-to-understand-the-ins-and-outs-of-bmw-incentives/52981 "2018-07-08T11:20:27Z")\
**Posts on this page:** 20\
**Page:** 2

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**Author:** ![GAngellBMW](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/gangellbmw/32/6703_2.png) [@GAngellBMW](https://forum.leasehackr.com/u/GAngellBMW)\
**Post date:** [July 11, 2018, 1:18am UTC](https://forum.leasehackr.com/t/trying-to-understand-the-ins-and-outs-of-bmw-incentives/52981/21 "2018-07-11T01:18:06Z")

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Yes (2020202020202020202020)

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**Author:** ![bfourey](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/bfourey/32/154171_2.png) [@bfourey](https://forum.leasehackr.com/u/bfourey)\
**Post date:** [July 11, 2018, 1:19am UTC](https://forum.leasehackr.com/t/trying-to-understand-the-ins-and-outs-of-bmw-incentives/52981/22 "2018-07-11T01:19:52Z")

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Except for new models BMWCCA is also possible, but not on loaners correct?

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**Author:** ![mp11477](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/mp11477/32/9283_2.png) [@mp11477](https://forum.leasehackr.com/u/mp11477)\
**Post date:** [July 11, 2018, 1:21am UTC](https://forum.leasehackr.com/t/trying-to-understand-the-ins-and-outs-of-bmw-incentives/52981/23 "2018-07-11T01:21:15Z")

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Lol…round and round we go

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**Author:** ![nyclife](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/nyclife/32/40724_2.png) [@nyclife](https://forum.leasehackr.com/u/nyclife)\
**Post date:** [July 11, 2018, 2:35am UTC](https://forum.leasehackr.com/t/trying-to-understand-the-ins-and-outs-of-bmw-incentives/52981/24 "2018-07-11T02:35:14Z")

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Will talk to my dealer, they originally told me no, but maybe because they didn’t want to deal with my bs.

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**Author:** ![Siejammy](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/siejammy/32/4245_2.png) [@Siejammy](https://forum.leasehackr.com/u/Siejammy)\
**Post date:** [July 11, 2018, 4:02pm UTC](https://forum.leasehackr.com/t/trying-to-understand-the-ins-and-outs-of-bmw-incentives/52981/25 "2018-07-11T16:02:50Z")

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We’re so close to solving this 🤣

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<div class="post-metadata">

**Author:** ![mp11477](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/mp11477/32/9283_2.png) [@mp11477](https://forum.leasehackr.com/u/mp11477)\
**Post date:** [July 11, 2018, 4:03pm UTC](https://forum.leasehackr.com/t/trying-to-understand-the-ins-and-outs-of-bmw-incentives/52981/26 "2018-07-11T16:03:11Z")

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By the time we do, August will eff it all up.

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**Author:** ![constantlyepic](https://leasehackr.b-cdn.net/letter_avatar/constantlyepic/32/5_5575768a8748004e209b776fc1b2916d.png) [@constantlyepic](https://forum.leasehackr.com/u/constantlyepic)\
**Post date:** [July 16, 2018, 3:27pm UTC](https://forum.leasehackr.com/t/trying-to-understand-the-ins-and-outs-of-bmw-incentives/52981/27 "2018-07-16T15:27:35Z")

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Can anyone verify these stackables on the east coast? In particular, I’m working a deal in Pennsylvania.

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**Author:** ![AB26](https://leasehackr.b-cdn.net/letter_avatar/ab26/32/5_5575768a8748004e209b776fc1b2916d.png) [@AB26](https://forum.leasehackr.com/u/AB26)\
**Post date:** [July 21, 2018, 12:07pm UTC](https://forum.leasehackr.com/t/trying-to-understand-the-ins-and-outs-of-bmw-incentives/52981/28 "2018-07-21T12:07:28Z")

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This was a nationwide update.

All of the guidelines apply anywhere in the USA

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**Author:** ![Sid](https://leasehackr.b-cdn.net/letter_avatar/sid/32/5_5575768a8748004e209b776fc1b2916d.png) [@Sid](https://forum.leasehackr.com/u/Sid)\
**Post date:** [August 16, 2018, 6:20pm UTC](https://forum.leasehackr.com/t/trying-to-understand-the-ins-and-outs-of-bmw-incentives/52981/29 "2018-08-16T18:20:16Z")

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Is [Bmwusa.com](http://Bmwusa.com) only website that will give you correct information in the credit offered.?  
Some zip around me (100 miles north) have $3K listed while some others have listed $2K (100 miles south) $1000 difference. I am confused… May be some of the experts here can help me out.

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**Author:** ![mp11477](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/mp11477/32/9283_2.png) [@mp11477](https://forum.leasehackr.com/u/mp11477)\
**Post date:** [August 16, 2018, 6:37pm UTC](https://forum.leasehackr.com/t/trying-to-understand-the-ins-and-outs-of-bmw-incentives/52981/30 "2018-08-16T18:37:36Z")

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the discount/rebate will be based on the registered address, not the store location. In other words, if your zip gets 3k, and you buy from a zip that only gets 2k, you’ll still get 3k.

EDIT: Was thinking of another brand. BMW uses the rebates from the store you purchase at.

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**Author:** ![Sid](https://leasehackr.b-cdn.net/letter_avatar/sid/32/5_5575768a8748004e209b776fc1b2916d.png) [@Sid](https://forum.leasehackr.com/u/Sid)\
**Post date:** [August 16, 2018, 7:14pm UTC](https://forum.leasehackr.com/t/trying-to-understand-the-ins-and-outs-of-bmw-incentives/52981/31 "2018-08-16T19:14:04Z")

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Thanks but that is bit weird… When I punch in my zip (which is countryside) then no incentives show up… But if I punch in the zip of the dealers around me then 2K to 3K shows up… Does that mean that I don’t get any incentives.?.

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<div class="post-metadata">

**Author:** ![mp11477](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/mp11477/32/9283_2.png) [@mp11477](https://forum.leasehackr.com/u/mp11477)\
**Post date:** [August 16, 2018, 7:42pm UTC](https://forum.leasehackr.com/t/trying-to-understand-the-ins-and-outs-of-bmw-incentives/52981/32 "2018-08-16T19:42:43Z")

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What is your zip? I googled “countryside,” and it lists IL. I have no clue if that’s right or not. What car are you looking at?

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**Author:** ![Jon](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/jon/32/70934_2.png) [@Jon](https://forum.leasehackr.com/u/Jon)\
**Post date:** [August 16, 2018, 7:53pm UTC](https://forum.leasehackr.com/t/trying-to-understand-the-ins-and-outs-of-bmw-incentives/52981/33 "2018-08-16T19:53:11Z")

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For BMW, rebates might be where it’s purchased. @BMW_Dave stated before that anyone that buys from him will get his local rebates.

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**Author:** ![mp11477](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/mp11477/32/9283_2.png) [@mp11477](https://forum.leasehackr.com/u/mp11477)\
**Post date:** [August 16, 2018, 7:53pm UTC](https://forum.leasehackr.com/t/trying-to-understand-the-ins-and-outs-of-bmw-incentives/52981/34 "2018-08-16T19:53:53Z")

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You’re right. BMW is based on store. I was thinking another brand. I’ll update my post.

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<div class="post-metadata">

**Author:** ![Sid](https://leasehackr.b-cdn.net/letter_avatar/sid/32/5_5575768a8748004e209b776fc1b2916d.png) [@Sid](https://forum.leasehackr.com/u/Sid)\
**Post date:** [August 16, 2018, 7:56pm UTC](https://forum.leasehackr.com/t/trying-to-understand-the-ins-and-outs-of-bmw-incentives/52981/35 "2018-08-16T19:56:26Z")

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I am at 61517 and can register at another house in 53051 in Wisconsin too.  
I am interested in 328 or x5 …

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<div class="post-metadata">

**Author:** ![mp11477](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/mp11477/32/9283_2.png) [@mp11477](https://forum.leasehackr.com/u/mp11477)\
**Post date:** [August 16, 2018, 7:58pm UTC](https://forum.leasehackr.com/t/trying-to-understand-the-ins-and-outs-of-bmw-incentives/52981/36 "2018-08-16T19:58:00Z")

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I misspoke. THe rebates will be based on your local store. i was thinking of another brand.

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**Author:** ![Zenking](https://leasehackr.b-cdn.net/letter_avatar/zenking/32/5_5575768a8748004e209b776fc1b2916d.png) [@Zenking](https://forum.leasehackr.com/u/Zenking)\
**Post date:** [August 16, 2018, 11:39pm UTC](https://forum.leasehackr.com/t/trying-to-understand-the-ins-and-outs-of-bmw-incentives/52981/37 "2018-08-16T23:39:58Z")

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I am helping a friend buy (not lease) a loaner X1. BMW dealers in the Chicago area are showing a lower APR to finance (2.25%) versus the BMW dealer in Peoria (4.15%) but the Peoria dealer is showing a $3,000 APR finance credit, I would assume to offset the higher APR charge. Crunching the numbers, the lower APR on $35K financed over 5 years would save you about $2,200 over the life of the loan, so I would recommend taking the higher rate and getting the immediate $3,000 credit. I have not discussed this with any dealer, salesperson or F&I guy from BMW so there may be more to the story, but this is what I am gathering. If anyone has more information on this, please share.

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**Author:** ![BMW\_Dave](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/bmw_dave/32/4726_2.png) [@BMW\_Dave](https://forum.leasehackr.com/u/BMW_Dave)\
**Post date:** [August 17, 2018, 2:07pm UTC](https://forum.leasehackr.com/t/trying-to-understand-the-ins-and-outs-of-bmw-incentives/52981/38 "2018-08-17T14:07:40Z")

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Rebates are based on the store so if you leased a 2018 3 Series in So Cal you would get $3k lease credit and $1k loyalty - plus Corp Fleet, College Grad, OL Code (only $500) and CCA (post sale and not on loaners).

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<div class="post-metadata">

**Author:** ![Sid](https://leasehackr.b-cdn.net/letter_avatar/sid/32/5_5575768a8748004e209b776fc1b2916d.png) [@Sid](https://forum.leasehackr.com/u/Sid)\
**Post date:** [August 17, 2018, 3:56pm UTC](https://forum.leasehackr.com/t/trying-to-understand-the-ins-and-outs-of-bmw-incentives/52981/39 "2018-08-17T15:56:55Z")

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Did BMW recently change the CCA rebate on loaners ?

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<div class="post-metadata">

**Author:** ![BMW\_Dave](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/bmw_dave/32/4726_2.png) [@BMW\_Dave](https://forum.leasehackr.com/u/BMW_Dave)\
**Post date:** [August 17, 2018, 4:19pm UTC](https://forum.leasehackr.com/t/trying-to-understand-the-ins-and-outs-of-bmw-incentives/52981/40 "2018-08-17T16:19:52Z")

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Here’s a link to the 2018 Application:

> **[MembershipRewardRebateApplication.pdf](https://cdn.bmwcca.org/prod/s3fs-public/content/media/docs/MembershipRewardRebateApplication.pdf)**
>
> 210.79 KB

And the snapshot from that form:

![image](https://leasehackr-assets.b-cdn.net/original/2X/2/2e5718a3ef5b6e1536abbcc6ab9d10f862f4acdc.png)

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