Crazy to hear these deals are still happening. I called around a 200 mi radius from central TX and it seems dealers could care less about making a deal. When I mention US bank they pretty much tell me to take a hike.
There were no negotiations. The deal was the deal through US Bank. I would call ahead to Mills and ask for Robert… Make sure you call the Willmar # or you’ll be talking with someone in Brainerd.
The terms change monthly. They were good in March, not April and again in May (I signed in May). Not sure what June is, but if not good, try again in July. Good luck.