# TIP! Save 2k on Volvo lease with ABA membership -- you don't have to be a lawyer

**URL:** <https://forum.leasehackr.com/t/tip-save-2k-on-volvo-lease-with-aba-membership-you-dont-have-to-be-a-lawyer/609428>\
**Category:** Signed Deals & Tips\
**Tags:** volvo, usa-nationwide\
**Created:** [October 23, 2024, 11:02pm UTC](https://forum.leasehackr.com/t/tip-save-2k-on-volvo-lease-with-aba-membership-you-dont-have-to-be-a-lawyer/609428 "2024-10-23T23:02:58Z")\
**Posts on this page:** 20\
**Page:** 2

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**Author:** ![goBills24](https://leasehackr.b-cdn.net/letter_avatar/gobills24/32/5_5575768a8748004e209b776fc1b2916d.png) [@goBills24](https://forum.leasehackr.com/u/goBills24)\
**Post date:** [November 1, 2024, 1:27pm UTC](https://forum.leasehackr.com/t/tip-save-2k-on-volvo-lease-with-aba-membership-you-dont-have-to-be-a-lawyer/609428/21 "2024-11-01T13:27:56Z")

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I had my local dealer tell me you had to be a member as of September 1st for the code to be valid. It sounded like BS to me but has anyone else ran into this?

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**Author:** ![Jimzigg](https://leasehackr.b-cdn.net/letter_avatar/jimzigg/32/5_5575768a8748004e209b776fc1b2916d.png) [@Jimzigg](https://forum.leasehackr.com/u/Jimzigg)\
**Post date:** [November 1, 2024, 1:38pm UTC](https://forum.leasehackr.com/t/tip-save-2k-on-volvo-lease-with-aba-membership-you-dont-have-to-be-a-lawyer/609428/22 "2024-11-01T13:38:46Z")

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Not sure but joined toward end of October and used pin Oct 31.

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**Author:** ![Zenek](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/zenek/32/204361_2.png) [@Zenek](https://forum.leasehackr.com/u/Zenek)\
**Post date:** [November 1, 2024, 1:44pm UTC](https://forum.leasehackr.com/t/tip-save-2k-on-volvo-lease-with-aba-membership-you-dont-have-to-be-a-lawyer/609428/23 "2024-11-01T13:44:59Z")

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> [@holeydonut](#):
>
> Problem with Mercedes is that the ABA rebate doesn’t stack with the better Amex Fleet incentives. The ABA one is $9,500 on EQS, but $14,000 with Amex

Amex is just $500.

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**Author:** ![goBills24](https://leasehackr.b-cdn.net/letter_avatar/gobills24/32/5_5575768a8748004e209b776fc1b2916d.png) [@goBills24](https://forum.leasehackr.com/u/goBills24)\
**Post date:** [November 1, 2024, 1:59pm UTC](https://forum.leasehackr.com/t/tip-save-2k-on-volvo-lease-with-aba-membership-you-dont-have-to-be-a-lawyer/609428/24 "2024-11-01T13:59:15Z")

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I mentioned I’d seen multiple people say there was no waiting period and they claimed those dealers that had accepted them will have them denied

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**Author:** ![CalOkie](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/calokie/32/2131_2.png) [@CalOkie](https://forum.leasehackr.com/u/CalOkie)\
**Post date:** [November 1, 2024, 2:09pm UTC](https://forum.leasehackr.com/t/tip-save-2k-on-volvo-lease-with-aba-membership-you-dont-have-to-be-a-lawyer/609428/25 "2024-11-01T14:09:01Z")

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I did this last year. You can get an immediate pin and there are student memberships.

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**Author:** ![Jimzigg](https://leasehackr.b-cdn.net/letter_avatar/jimzigg/32/5_5575768a8748004e209b776fc1b2916d.png) [@Jimzigg](https://forum.leasehackr.com/u/Jimzigg)\
**Post date:** [November 1, 2024, 2:20pm UTC](https://forum.leasehackr.com/t/tip-save-2k-on-volvo-lease-with-aba-membership-you-dont-have-to-be-a-lawyer/609428/26 "2024-11-01T14:20:56Z")

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Fingers crossed it goes thru. For those considering - Only good until 12.31.

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**Author:** ![heelphan](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/heelphan/32/24008_2.png) [@heelphan](https://forum.leasehackr.com/u/heelphan)\
**Post date:** [November 4, 2024, 2:10am UTC](https://forum.leasehackr.com/t/tip-save-2k-on-volvo-lease-with-aba-membership-you-dont-have-to-be-a-lawyer/609428/27 "2024-11-04T02:10:17Z")

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Anyone heard if the Costco lease cash is going to be stackable with this ABA deal? I’ve heard from one broker that it won’t stack.

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**Author:** ![JSmith](https://leasehackr.b-cdn.net/letter_avatar/jsmith/32/5_5575768a8748004e209b776fc1b2916d.png) [@JSmith](https://forum.leasehackr.com/u/JSmith)\
**Post date:** [November 4, 2024, 3:05am UTC](https://forum.leasehackr.com/t/tip-save-2k-on-volvo-lease-with-aba-membership-you-dont-have-to-be-a-lawyer/609428/28 "2024-11-04T03:05:41Z")

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I and 2 other people I know have stacked Costco and ABA this year; they are two separate things.

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**Author:** ![baggy](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/baggy/32/8862_2.png) [@baggy](https://forum.leasehackr.com/u/baggy)\
**Post date:** [November 4, 2024, 3:09am UTC](https://forum.leasehackr.com/t/tip-save-2k-on-volvo-lease-with-aba-membership-you-dont-have-to-be-a-lawyer/609428/29 "2024-11-04T03:09:36Z")

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Yes.

101010

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**Author:** ![ZoomVT](https://leasehackr.b-cdn.net/letter_avatar/zoomvt/32/5_5575768a8748004e209b776fc1b2916d.png) [@ZoomVT](https://forum.leasehackr.com/u/ZoomVT)\
**Post date:** [November 12, 2024, 4:47pm UTC](https://forum.leasehackr.com/t/tip-save-2k-on-volvo-lease-with-aba-membership-you-dont-have-to-be-a-lawyer/609428/30 "2024-11-12T16:47:02Z")

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I dont see any broker showing this in their calculators… so you can replace a-plan with ABA and stack with costco + loyalty and come out even better. You are talking about bringing those T8s to a ~$200/mo pre-tax

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**Author:** ![baggy](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/baggy/32/8862_2.png) [@baggy](https://forum.leasehackr.com/u/baggy)\
**Post date:** [November 12, 2024, 4:48pm UTC](https://forum.leasehackr.com/t/tip-save-2k-on-volvo-lease-with-aba-membership-you-dont-have-to-be-a-lawyer/609428/31 "2024-11-12T16:48:41Z")

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I’ve not seen anyone really getting into $2xx yet…  
But yet T8 at low $3xx is possible.

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**Author:** ![ZoomVT](https://leasehackr.b-cdn.net/letter_avatar/zoomvt/32/5_5575768a8748004e209b776fc1b2916d.png) [@ZoomVT](https://forum.leasehackr.com/u/ZoomVT)\
**Post date:** [November 12, 2024, 4:55pm UTC](https://forum.leasehackr.com/t/tip-save-2k-on-volvo-lease-with-aba-membership-you-dont-have-to-be-a-lawyer/609428/32 "2024-11-12T16:55:22Z")

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I could be wrong but im seeing:

~10% off (on a $75k T8 Plus its $7500)  
$7500 EV  
$2k Costco  
$500 Loyalty  
$2k ABA  
$3750 Lease credit

that gives you roughly a $240/mo pre tax. I made a mistake earlier stacking A-Plan.

I could be off here so happy to be corrected. The lease credit is nebulous to me but its what im seeing from multiple brokers - ranging from $3k-4k

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<div class="post-metadata">

**Author:** ![baggy](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/baggy/32/8862_2.png) [@baggy](https://forum.leasehackr.com/u/baggy)\
**Post date:** [November 12, 2024, 5:00pm UTC](https://forum.leasehackr.com/t/tip-save-2k-on-volvo-lease-with-aba-membership-you-dont-have-to-be-a-lawyer/609428/33 "2024-11-12T17:00:32Z")

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After going through this rigorously for past couple of weeks, I am convinced that getting into $240 is nearly impossible. Best I’ve seen is around $305.

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**Author:** ![ZoomVT](https://leasehackr.b-cdn.net/letter_avatar/zoomvt/32/5_5575768a8748004e209b776fc1b2916d.png) [@ZoomVT](https://forum.leasehackr.com/u/ZoomVT)\
**Post date:** [November 12, 2024, 5:14pm UTC](https://forum.leasehackr.com/t/tip-save-2k-on-volvo-lease-with-aba-membership-you-dont-have-to-be-a-lawyer/609428/34 "2024-11-12T17:14:30Z")

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Thats what i had seen until seeing this ABA incentive. So I am just adding $1500 to what I had seen previously. And I am not saying you can get it but its theoretically possible. I’d love a broker to chime in.

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**Author:** ![max\_g](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/max_g/32/9426_2.png) [@max\_g](https://forum.leasehackr.com/u/max_g)\
**Post date:** [November 12, 2024, 5:17pm UTC](https://forum.leasehackr.com/t/tip-save-2k-on-volvo-lease-with-aba-membership-you-dont-have-to-be-a-lawyer/609428/35 "2024-11-12T17:17:20Z")

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Depreciation cannot be negative. Just the rent charge by itself is almost $300 last I checked

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**Author:** ![ZoomVT](https://leasehackr.b-cdn.net/letter_avatar/zoomvt/32/5_5575768a8748004e209b776fc1b2916d.png) [@ZoomVT](https://forum.leasehackr.com/u/ZoomVT)\
**Post date:** [November 12, 2024, 5:25pm UTC](https://forum.leasehackr.com/t/tip-save-2k-on-volvo-lease-with-aba-membership-you-dont-have-to-be-a-lawyer/609428/36 "2024-11-12T17:25:48Z")

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you are right! i didnt notice that. rent charge is $283 at 10% off. So yes looks like the discounts and rebates are limited by depreciation - it cant be negative but it can be very small so aiming at a $300/mo is prob right

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**Author:** ![ugfish](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/ugfish/32/162690_2.png) [@ugfish](https://forum.leasehackr.com/u/ugfish)\
**Post date:** [November 12, 2024, 6:31pm UTC](https://forum.leasehackr.com/t/tip-save-2k-on-volvo-lease-with-aba-membership-you-dont-have-to-be-a-lawyer/609428/37 "2024-11-12T18:31:55Z")

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Any issues with your ABA PIN going through? I just signed up, through the student route for free, which they didn’t have any formal verification for. I didn’t create my account with my .edu email address, but I am also not in a formal degree program right now. I was able to Apply and generate my own PIN. I plan to work a deal later this month.

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**Author:** ![Jimzigg](https://leasehackr.b-cdn.net/letter_avatar/jimzigg/32/5_5575768a8748004e209b776fc1b2916d.png) [@Jimzigg](https://forum.leasehackr.com/u/Jimzigg)\
**Post date:** [November 12, 2024, 6:39pm UTC](https://forum.leasehackr.com/t/tip-save-2k-on-volvo-lease-with-aba-membership-you-dont-have-to-be-a-lawyer/609428/38 "2024-11-12T18:39:38Z")

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Went thru no issues for me

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<div class="post-metadata">

**Author:** ![Jimzigg](https://leasehackr.b-cdn.net/letter_avatar/jimzigg/32/5_5575768a8748004e209b776fc1b2916d.png) [@Jimzigg](https://forum.leasehackr.com/u/Jimzigg)\
**Post date:** [November 12, 2024, 6:40pm UTC](https://forum.leasehackr.com/t/tip-save-2k-on-volvo-lease-with-aba-membership-you-dont-have-to-be-a-lawyer/609428/39 "2024-11-12T18:40:38Z")

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Does Volvo require $1 or $100 in positive depreciation?

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**Author:** ![jm020](https://leasehackr.b-cdn.net/letter_avatar/jm020/32/5_5575768a8748004e209b776fc1b2916d.png) [@jm020](https://forum.leasehackr.com/u/jm020)\
**Post date:** [November 12, 2024, 6:43pm UTC](https://forum.leasehackr.com/t/tip-save-2k-on-volvo-lease-with-aba-membership-you-dont-have-to-be-a-lawyer/609428/40 "2024-11-12T18:43:38Z")

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$100

Char limit

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