The Best Finance Rates & Hacks! Submit your CU recommendations!

Omg if this isn’t the funniest shit I’ve read in weeks!

Well done, sir!

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@mattevan
Got something from the “polish” website, especially for you, :stuck_out_tongue_winking_eye:

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Update, approved at 3.75% - will let you know how transaction goes

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Did you have to go through full underwriting and provide pay stubs, tax returns, etc? I’m debating whether or not this is worth the effort.

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I did, but it was pretty easy. I didn’t have the exact things they needed (1099 income so didn’t have pay stubs, gave them last year’s W2 and bank statements instead) and it was fine.

https://www.nwfcu.org/loans/auto-loan-rates

No just simple credit check and approved within minutes

Went fairly smoothly, got 3.75%, check was sent to dealer and all done!

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4.74% up to 66 months for those around Philly

https://freedomcu.org/rates/#panel-1

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For my Ukrainian comrades in NY close to NYC: 3.99% up to 60 months.
Physical office visit required: Rates › Self Reliance NY Federal Credit Union

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Flexibility so you’re paying 7+ interest? Interesting choice and yes generally means too much car.

Anyone know of any reasonable rates on new auto loans?

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Tesla Model 3 and Y 1.99% to 2.49% :stuck_out_tongue_closed_eyes:

Scroll up. Myself and others have been posting options. If you have a more targeted question feel free to follow up; I might be able to find more

4.092% up to 60 months
5.1xx% up to 72 months
Only for those in TN, LA, AL, and AR

Thanks for posting above. I’m located in Indiana, so many of those won’t work unfortunately due to regional constraints. Thinking about pulling the trigger on an F150 Raptor.

New 2024 at 5.69% on 37-63, or 5.89% on 64-75. 80% LTV
https://www.nwfcu.org/loans/car-loans/auto-loan-rates/

5.5% @72 months also in WA
https://www.evergreendirect.org/services/tools/rates.html#auto-loans

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PenFed got some decent rates too

https://www.penfed.org/auto

New Car Buying Service

Model Year 2023 or newer & never titled (36-48-60-72-84mo)
4.74%* 4.94%* 4.99%* 5.64%* 6.79%* Apply Now

New Auto Purchase

Model Year 2023 or newer & never titled (36-48-60-72-84mo)
5.44%* 5.54%* 5.59%* 5.89%* 6.79%*

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The lowest rates are through their car buying service only, AKA TrueCar. Just clarifying.

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