Target percent off MSRP for a 2025 Volvo EX90 Loaner

Hello,

I’m looking at 2025 Volvo EX90 loaners. I’m seeing a few with quite a bit of miles on them like anywhere from 5k to 8k. I was wondering how much should I be targeting off MSRP Pre incentives for a high mileage loaner 2025 EX90? Also I’m assuming that once the car goes into loaner status the warranty becomes activated. That won’t be a problem for me on a 36/12 lease as long as the car has been a loaner for under a year since the Volvo warranty is 4 years is that right?

I got right ~15% pre-incentive off on a a new ex90 last month. I would think around 20% or more would be manageable on a higher mileage loaner.