never purchased…have only had 2 leases up until now… 10 years apart. wondering bout any recommendations as far as getting decent financing rates if i was to attempt getting a used 2014-2015, or even better than 16 dealer offered financing?
quick bankrate search bring 2.7% for 60 months. must be something better with top credit?
Are you looking at financing more than 3 years? If more than three years then your best bet is captives (Ford Credit, Toyota Finance, etc). Most have rates from 0%-1.9% for up to 72 months. Ford has 0% for up to 60 months.
If less than 3 years then a CU (Credit Union) is your best bet, but you may want to shop the bank you currently use.
PenFed and Digital Credit Union (DCU) are popular with some internet credit gurus. - https://www.dcu.org/loans/auto-choices.html
Also Navy Federal Credit Union is good if you have military experience.