Got it, don’t know much about these. So that is not so high but the discount seemed ok compared to others and there were no MSDs and basically a 1st month DAS?
I guess OP’s XC90 also was not a loaner but many of the November deals were.
Me watching $199-$399 XC90 T8’s posted everyday for the last month after the ABA picked up 800 new student lawyers then seeing this…
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Very true. Not the first time LHer has seen this though in the past few years with the before and after deals.
Frontiers, MB jellybeans, WRX…
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Did that $199 deal ever fund? As for some of those other deals, most were 24/7.5k, and some were loaners with bigger discounts compared to new.
If OP had gone for 24/10k instead (and prepaid for additional miles), gotten at least a double digit dealer discount + put down MSDs, then this deal wouldn’t have been too bad.
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How I imagine this sale going down: https://youtu.be/c1Vtzn3MZyA?si=w3RDS-ZjwEVnl2XR&t=30
Yes, they did some creative accounting to avoid any issues with funding.
This $199 never happened and could never [legally] happen. You can find 100 excuses for this deal, but there is no excuse for it with $12k in incentives. I had $12,500, btw.
Really? I thought they moved some numbers around. I stand corrected.
Ask @djrabbi and see what he says lol
LOL
Yes $199 deal wouldn’t fund by $2000-2500. They put me into an Ultra instead for less than $50 more a month
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Op, please correct your post to reflect you got three (3) XC90 T8 for that payment.
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Money Factor: 0.00376
Is this markup even allowed?
Due At Signing Including taxes, fees, and any security deposit.: $938
At the very least they didn’t even offer you the sign and drive promo??
I wonder if OP actually took delivery of this. I would walk away still if he has a chance. You def could have gotten 2 XC90s for this monthly
He would, if he could. It was October deal 
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It’s 36/12. If the goal was to lease with that structure, no compromise could be made. That’s what it takes. But yeah looks terrible….
Paying double for 30% longer term on anything doesn’t make any sense.
I can imagine a few circumstances when such a structure would be warranted. But generally, I agree.
I guess I am trying to say that a combination of structure, excess wear, and less-then-average-for-LH rebates eligibility makes the number ugly, but the discount is decent.