# Signed: Loaner 330e $49,945 MSRP - $347.14/mo, $0 DAS... Titled In My Name! **URL:** \ **Category:** Signed Deals & Tips\ **Tags:** tx, bmw\ **Created:** [February 28, 2019, 11:53pm UTC](https://forum.leasehackr.com/t/signed-loaner-330e-49-945-msrp-347-14-mo-0-das-titled-in-my-name/105117 "2019-02-28T23:53:19Z")\ **Posts on this page:** 20\ **Page:** 4
**Author:** ![LeaserOC](https://leasehackr.b-cdn.net/letter_avatar/leaseroc/32/5_5575768a8748004e209b776fc1b2916d.png) [@LeaserOC](https://forum.leasehackr.com/u/LeaserOC)\ **Post date:** [March 2, 2019, 8:35pm UTC](https://forum.leasehackr.com/t/signed-loaner-330e-49-945-msrp-347-14-mo-0-das-titled-in-my-name/105117/61 "2019-03-02T20:35:12Z")
I agree at least years ago when a bmw dealer gave me that option I laughed because I would be taking all the downside risk. ---
**Author:** ![andyecon](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/andyecon/32/20802_2.png) [@andyecon](https://forum.leasehackr.com/u/andyecon)\ **Post date:** [March 2, 2019, 8:59pm UTC](https://forum.leasehackr.com/t/signed-loaner-330e-49-945-msrp-347-14-mo-0-das-titled-in-my-name/105117/62 "2019-03-02T20:59:40Z")
Owner’s Choice only exists in TX, GA… maybe VA. It is like Select, but with choice to return. ---
**Author:** ![LeaserOC](https://leasehackr.b-cdn.net/letter_avatar/leaseroc/32/5_5575768a8748004e209b776fc1b2916d.png) [@LeaserOC](https://forum.leasehackr.com/u/LeaserOC)\ **Post date:** [March 2, 2019, 9:14pm UTC](https://forum.leasehackr.com/t/signed-loaner-330e-49-945-msrp-347-14-mo-0-das-titled-in-my-name/105117/63 "2019-03-02T21:14:01Z")
So has bmw just not caught on that they are passing along the same incentive (which presumably includes bmw claiming the federal credit which they won’t be able to)? ---
**Author:** ![andyecon](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/andyecon/32/20802_2.png) [@andyecon](https://forum.leasehackr.com/u/andyecon)\ **Post date:** [March 2, 2019, 9:21pm UTC](https://forum.leasehackr.com/t/signed-loaner-330e-49-945-msrp-347-14-mo-0-das-titled-in-my-name/105117/64 "2019-03-02T21:21:16Z")
I honestly don’t know… ---
**Author:** ![ajgraham](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/ajgraham/32/16835_2.png) [@ajgraham](https://forum.leasehackr.com/u/ajgraham)\ **Post date:** [March 2, 2019, 9:39pm UTC](https://forum.leasehackr.com/t/signed-loaner-330e-49-945-msrp-347-14-mo-0-das-titled-in-my-name/105117/65 "2019-03-02T21:39:37Z")
If you live in TX, GA or IL you can use Owners Choice. @LeaserOC it’s the combination or an unusual financial product and PHEVs, and only available in 3 states so it’s a fairly niche thing which I think BMW has either missed or ignored until now. ---
**Author:** ![LeaserOC](https://leasehackr.b-cdn.net/letter_avatar/leaseroc/32/5_5575768a8748004e209b776fc1b2916d.png) [@LeaserOC](https://forum.leasehackr.com/u/LeaserOC)\ **Post date:** [March 2, 2019, 9:52pm UTC](https://forum.leasehackr.com/t/signed-loaner-330e-49-945-msrp-347-14-mo-0-das-titled-in-my-name/105117/66 "2019-03-02T21:52:52Z")
Yet another reason to leave California for Texas! ---
**Author:** ![M5yates](https://leasehackr.b-cdn.net/letter_avatar/m5yates/32/5_5575768a8748004e209b776fc1b2916d.png) [@M5yates](https://forum.leasehackr.com/u/M5yates)\ **Post date:** [March 3, 2019, 3:24am UTC](https://forum.leasehackr.com/t/signed-loaner-330e-49-945-msrp-347-14-mo-0-das-titled-in-my-name/105117/67 "2019-03-03T03:24:45Z")
Got one! 2018 330e - Melbourne Red Metallic w/ M Sport package $52,290 msrp - $395 /month, 24 months, zero down $4001, Federal tax credit, $2500 Texas LDPLIP rebate $124.12 /month final cost Thank you Andy! ![image](https://leasehackr-assets.b-cdn.net/original/3X/2/c/2cddfe148febf84bd087774ec70ff4851090a22c.jpeg) ---
**Author:** ![andyecon](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/andyecon/32/20802_2.png) [@andyecon](https://forum.leasehackr.com/u/andyecon)\ **Post date:** [March 3, 2019, 3:40am UTC](https://forum.leasehackr.com/t/signed-loaner-330e-49-945-msrp-347-14-mo-0-das-titled-in-my-name/105117/68 "2019-03-03T03:40:58Z")
Awesome, I bet that one is really sweet to drive! ---
**Author:** ![penet05](https://leasehackr.b-cdn.net/letter_avatar/penet05/32/5_5575768a8748004e209b776fc1b2916d.png) [@penet05](https://forum.leasehackr.com/u/penet05)\ **Post date:** [March 3, 2019, 4:54am UTC](https://forum.leasehackr.com/t/signed-loaner-330e-49-945-msrp-347-14-mo-0-das-titled-in-my-name/105117/70 "2019-03-03T04:54:35Z")
Hi Andy, Sent you a PM. ---
**Author:** ![astroshark](https://leasehackr.b-cdn.net/letter_avatar/astroshark/32/5_5575768a8748004e209b776fc1b2916d.png) [@astroshark](https://forum.leasehackr.com/u/astroshark)\ **Post date:** [March 4, 2019, 5:34pm UTC](https://forum.leasehackr.com/t/signed-loaner-330e-49-945-msrp-347-14-mo-0-das-titled-in-my-name/105117/71 "2019-03-04T17:34:12Z")
I hope to get this deal as well! ---
**Author:** ![astroshark](https://leasehackr.b-cdn.net/letter_avatar/astroshark/32/5_5575768a8748004e209b776fc1b2916d.png) [@astroshark](https://forum.leasehackr.com/u/astroshark)\ **Post date:** [March 4, 2019, 5:52pm UTC](https://forum.leasehackr.com/t/signed-loaner-330e-49-945-msrp-347-14-mo-0-das-titled-in-my-name/105117/72 "2019-03-04T17:52:43Z")
> [@andyecon](#): > > 10k Has anyone considered the Penfed Payment saver option instead of owners choice? ---
**Author:** ![andyecon](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/andyecon/32/20802_2.png) [@andyecon](https://forum.leasehackr.com/u/andyecon)\ **Post date:** [March 4, 2019, 6:47pm UTC](https://forum.leasehackr.com/t/signed-loaner-330e-49-945-msrp-347-14-mo-0-das-titled-in-my-name/105117/73 "2019-03-04T18:47:58Z")
I looked into it. The Penfed loan doesn’t appear to have a return clause, so you’d have to sell the car at the end of the lease or refinance the balloon. So it is riskier, but about 2% lower APR… maybe worth it, but I suspect these 330e’s will depreciate like crazy in the next two years given the new tech in the 2020 version. ---
**Author:** ![lokak](https://leasehackr.b-cdn.net/letter_avatar/lokak/32/5_5575768a8748004e209b776fc1b2916d.png) [@lokak](https://forum.leasehackr.com/u/lokak)\ **Post date:** [March 4, 2019, 7:15pm UTC](https://forum.leasehackr.com/t/signed-loaner-330e-49-945-msrp-347-14-mo-0-das-titled-in-my-name/105117/74 "2019-03-04T19:15:23Z")
@andyecon @M5yates sent you a PM ---
**Author:** ![andyecon](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/andyecon/32/20802_2.png) [@andyecon](https://forum.leasehackr.com/u/andyecon)\ **Post date:** [March 4, 2019, 10:46pm UTC](https://forum.leasehackr.com/t/signed-loaner-330e-49-945-msrp-347-14-mo-0-das-titled-in-my-name/105117/75 "2019-03-04T22:46:04Z")
Hi everyone, People were asking about the Owner’s Choice so here is some info. The part that matters is section 10 of the contract, which describes the borrower’s options at the end of the loan term. ![19%20PM](https://leasehackr-assets.b-cdn.net/original/3X/0/b/0b3611d412c1a9a9d2625cc8da329ba0feae25c8.png) The important option is 3. Return (Sale) Option, which is essentially the same thing as returning a car at the end of a lease. The reason these contracts exist in Texas is option 2, which lets you refinance the loan rather than returning the car and buying it again, as would be the case with a lease, thereby avoiding the second round of taxes on that transaction. ---
**Author:** ![cyman83](https://leasehackr.b-cdn.net/letter_avatar/cyman83/32/5_5575768a8748004e209b776fc1b2916d.png) [@cyman83](https://forum.leasehackr.com/u/cyman83)\ **Post date:** [March 4, 2019, 11:16pm UTC](https://forum.leasehackr.com/t/signed-loaner-330e-49-945-msrp-347-14-mo-0-das-titled-in-my-name/105117/76 "2019-03-04T23:16:10Z")
sent you a pm ---
**Author:** ![dukez](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/dukez/32/25862_2.png) [@dukez](https://forum.leasehackr.com/u/dukez)\ **Post date:** [March 4, 2019, 11:17pm UTC](https://forum.leasehackr.com/t/signed-loaner-330e-49-945-msrp-347-14-mo-0-das-titled-in-my-name/105117/77 "2019-03-04T23:17:42Z")
Guess I’m moving to TX. It’s hilarious that option 3 is literally a lease agreement. Why this is even an option in Texas is kind of ridiculous, but it completely changes the game for Texans leasing. ---
**Author:** ![ajgraham](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/ajgraham/32/16835_2.png) [@ajgraham](https://forum.leasehackr.com/u/ajgraham)\ **Post date:** [March 4, 2019, 11:21pm UTC](https://forum.leasehackr.com/t/signed-loaner-330e-49-945-msrp-347-14-mo-0-das-titled-in-my-name/105117/78 "2019-03-04T23:21:03Z")
yeah I’m amazed no one has hacked an incredible i8 deal here in Texas. If me or my wife paid income tax here to get the tax rebate I would have a range of PHEV BMW’s through Owners Choice for peanuts. ---
**Author:** ![M5yates](https://leasehackr.b-cdn.net/letter_avatar/m5yates/32/5_5575768a8748004e209b776fc1b2916d.png) [@M5yates](https://forum.leasehackr.com/u/M5yates)\ **Post date:** [March 4, 2019, 11:53pm UTC](https://forum.leasehackr.com/t/signed-loaner-330e-49-945-msrp-347-14-mo-0-das-titled-in-my-name/105117/79 "2019-03-04T23:53:57Z")
There are no Texas income taxes 😄😄😄 ---
**Author:** ![M5yates](https://leasehackr.b-cdn.net/letter_avatar/m5yates/32/5_5575768a8748004e209b776fc1b2916d.png) [@M5yates](https://forum.leasehackr.com/u/M5yates)\ **Post date:** [March 4, 2019, 11:56pm UTC](https://forum.leasehackr.com/t/signed-loaner-330e-49-945-msrp-347-14-mo-0-das-titled-in-my-name/105117/80 "2019-03-04T23:56:12Z")
I forgot to add that when I bought our 330e Saturday, I brought a friend that bought the same optioned car for almost the same price. ---
**Author:** ![dukez](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/dukez/32/25862_2.png) [@dukez](https://forum.leasehackr.com/u/dukez)\ **Post date:** [March 4, 2019, 11:58pm UTC](https://forum.leasehackr.com/t/signed-loaner-330e-49-945-msrp-347-14-mo-0-das-titled-in-my-name/105117/81 "2019-03-04T23:58:37Z")
What are the conditions for eligibility? IE if one had an address in TX that they could register the vehicle to, would it violate the Owner’s Choice/balloon loan agreement to register it to a new state the following year (ie if you moved)? Or could you still turn it in once your term is up in 36 months? [Previous page](https://forum.leasehackr.com/t/signed-loaner-330e-49-945-msrp-347-14-mo-0-das-titled-in-my-name/105117.md?page=3) [Next page](https://forum.leasehackr.com/t/signed-loaner-330e-49-945-msrp-347-14-mo-0-das-titled-in-my-name/105117.md?page=5)