SIGNED : Custom order X3 M40i


Fairly well optioned with Executive, DA Pro, M Adaptive Suspension, 21" wheels and Cognac Vernasca. Registeration fees are an estimate for WA state.

Year, Make, Model, and Trim: 2021 X3 M40i
MSRP: $ 66045
Selling Price: $58780
Monthly Payment: $685+tax ($754 with 10% tax)
Drive-Off Amount: $ 0
Months: 36
Annual Mileage: 10k
MF: 0.00086 (Base for Jan)
Residual: 56%
Incentives: 3000 (Lease + loyalty + penfed)
Region: PNW
Leasehackr Score: 8.5
Leasehackr Calculator Link:

Found a CA dealer willing to do 11% at base MF for custom order. PNW dealers were all pushing out above invoice deals. Current lease ends in mid March. Will be doing in person delivery in early April and driving it up to WA.

Structured differently, it would be $628+ tax with $2k DAS. Lot of chatter lately on the forum about bad programs and how these 6 cylinder BMWs aren’t worth this much money, but personally for me it hits the sweet spot between driving dynamics, looks and features. Besides, lease programs are bad across the board for all brands, aside from the Camaro I suppose so there wasn’t a comparable 6 cylinder deal that presented better value at this MSRP.


Ouch, 10% tax… Aside from that, you got exactly what you wanted and didn’t get taken for a ride. Enjoy in good health! Hope it doesn’t come with run-flats on those 21s, though.

It does come with RFTs. 20s would have been a better choice but I really liked the look of 21s so went with them. Added adaptive suspension so that should help with the ride on 21s.

10% tax on monthly payment, better than my previous lease in TX where I pay 6.5% on the entire value of the vehicle. I believe 12% was the max discount offered in Dec on in stock units, so considering we’re in Jan and this is a custom order, I’d say it I’m quite happy with the deal.

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11% off is an incredible deal. I am still indecisive between m40 and an X3M .

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Yeah, in the current environment I think you did pretty good on this car, especially for a custom order.

At one point I was eyeing the X3M Comp too but once the flood of X3M transfers hit LH, I decided to do some research and found out that X3M comp ride was too harsh. Most reviews I saw touted M40i to be sweet spot between performance and a comfortable daily driver.

One thing I will say though is nothing beats the growl of a V8, and the 6 cylinder exhaust is a bit underwhelming.

Thanks! For some time between deciding on this car I was eyeing the camaro actually after reading your and other’s posts. Did a test drive at local dealership and they came back with what I’m guessing was a full sticker offer at $44k MSRP. Drum roll…

$819 monthly with 0 DAS. I never bothered to respond back and decided I’d stick to the bimmer since I didn’t have the patience to negotiate and hand hold GM SMs. WA dealers for ya :smiley:

Honestly, we would need some GM Financial experts to figure out how that was even possible, LOL. There would’ve had to have been something around $1 million in dealer add-ons as well :slight_smile:

True true true.

I have always been a bit partial to fewer cylinders/forced induction, but there is no denying the advantages of a large displacement naturally aspirated engine.

The symphony even a fairly regular V8 like the LT1 makes is pretty unbelievable. The other car we just recently leases with a turbo four-cylinder (M235) almost sounds like a silly joke compared to the LT1. I really like that car, but when I hear the exhaust I almost start laughing…It’s like a little baby gurgle😊

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And this is after I had conquest and GM supplier. Smh. The other thing that really bothered me was how the center screen was tilted backwards, almost making it hard for me to see the screen based on my seating position.

I also wanted to give a shoutout to @mllcb42 for his constant reminder of “make the offer based on market research that you will accept, don’t wait for the dealership to tell you their numbers.” I did exactly this, looked at what brokers were offering in the marketplace (10%) and upped the discount by 1% to see if I could pull it off. And it worked.

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How do you like the car so far?

Its a custom order so I haven’t picked it up yet. From my short test drive i can tell you that there’s lot of power on tap and I particularly liked the heads up display and ACC Stop&go.

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I would agree with the V8 vs 6 sweet sound but the BMW inline 6 is the best engine ever. The smoothness and legit power delivery is a thing of beauty in the inline 6. My daily rivers is the F90 M5 but after 5 days of driving it, I actually crave my wife’s X5 40i.

Nice! Are you in Seattle? I’m in Seattle and this car is one I’m considering. Does the dealer handle all the WA registration?

Yes, I’m in the Greater Seattle area on the eastside. In my case the dealer isn’t handling the registration so I’ll be doing it myself. But quite a few out of state dealers I spoke with did offer to do the reg process also for me so it just depends on which dealer you work with.