SIGNED: 2026 XC90 T8 Ultra 6 seater - $86k msrp - $581/mo

If you click in the calculator link in the first post it gives all the details.

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In the SF Bay Area I’m having trouble getting to 5%.

Good point there. I think I have seen both. Manufacturer offers and dealer offers. Its possible I never called on a manufacturer offer, but did on a dealer offer a few times and gave up. I know plenty of peole that foolishly rolled payments into the next model as they got new car fever.

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