# SIGNED! - 2026 Volvo XC40 B5 AWD Plus (NY) - $455/mo zero DAS

**URL:** <https://forum.leasehackr.com/t/signed-2026-volvo-xc40-b5-awd-plus-ny-455-mo-zero-das/736753>\
**Category:** Signed Deals & Tips\
**Tags:** suv, ny, volvo\
**Created:** [December 29, 2025, 1:04am UTC](https://forum.leasehackr.com/t/signed-2026-volvo-xc40-b5-awd-plus-ny-455-mo-zero-das/736753 "2025-12-29T01:04:38Z")\
**Posts on this page:** 3\
**Page:** 1

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**Author:** ![thunt836](https://leasehackr.b-cdn.net/letter_avatar/thunt836/32/5_5575768a8748004e209b776fc1b2916d.png) [@thunt836](https://forum.leasehackr.com/u/thunt836)\
**Post date:** [December 29, 2025, 1:04am UTC](https://forum.leasehackr.com/t/signed-2026-volvo-xc40-b5-awd-plus-ny-455-mo-zero-das/736753/1 "2025-12-29T01:04:38Z")

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Just worked the below deal for my wife in upstate NY. She has been dying to get out of her C40 recharge (we have a bad living scenario for charging) and back to a gas Volvo.

Last month they wanted us to pay nearly 600/mo for a 2025 loaner, but this month miracles happened and I got a dealer 2hrs away to settle on the deal presented here, which the local dealership refuse to match but a dealer about 1hr away was happy to (the original offer dealer did not have her preferred color and wasn’t able to trade).

All in all, got her back into a gas Volvo, same trim level as her current electric, and $100ish cheaper per month than her current payment in a color she loves. She’s happy, I’m happy.

Basic deets are here and also at the signed link, feel free to post or message me if you want more specifics

- $50,160 MSRP - got about 10% discount to start
- Then $4k in incentives (lease cash, loyalty, costco, AMA) and first month payment on them for total of about $4.5k incentives
- 36mo, 7500mi, turning in current Volvo lease within the 6mo pull forward window
- Tier 1 credit
- Lowest money factor available this month (.00152) and residual 63% I believe
- zero down, zero DAS, true sign and drive…
- … but they also delivered free from 1+hrs away and took the old lease as well
- FINAL monthly payment = $455

Leasehackr calculator was being fussy but when I did it the other day it was about 9.8yrs. Nothing crazy in the grand scheme of this community but probably the best I’ve ever been able to get myself. I did post a prior thread and appreciate all the help that was offered!

Cheers!

**Pics - Forest Lake (green) with Cream interior**

 ![IMG_6982](https://leasehackr-assets.b-cdn.net/original/3X/1/7/17c7bf9c9f47320066ddb1842396d34960158718.jpeg)

 ![IMG_6985](https://leasehackr-assets.b-cdn.net/original/3X/0/9/09b31fa760880593a01d4788f0c142790caac8f5.jpeg)

 ![IMG_6984](https://leasehackr-assets.b-cdn.net/original/3X/d/6/d6e31f1d4ac9f2c46b3df7247bc8b304e02eda8c.jpeg)

 ![IMG_6987](https://leasehackr-assets.b-cdn.net/original/3X/9/8/98f91bc12b1a7e384100b0d71c7546e4aa9f6410.jpeg)

 ![Screenshot 2025-12-28 at 8.00.22 PM](https://leasehackr-assets.b-cdn.net/original/3X/8/8/88778bdf816e6df000d5f74514a29a793aa893e1.png)

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**Author:** ![BHay](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/bhay/32/145414_2.png) [@BHay](https://forum.leasehackr.com/u/BHay)\
**Post date:** [January 4, 2026, 6:03am UTC](https://forum.leasehackr.com/t/signed-2026-volvo-xc40-b5-awd-plus-ny-455-mo-zero-das/736753/2 "2026-01-04T06:03:30Z")

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Glad to see you were able to save $$$ and get into a better car…no less than _6 months_ early lol. Nice color combo

Well done & enjoy!

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**Author:** ![thunt836](https://leasehackr.b-cdn.net/letter_avatar/thunt836/32/5_5575768a8748004e209b776fc1b2916d.png) [@thunt836](https://forum.leasehackr.com/u/thunt836)\
**Post date:** [January 18, 2026, 4:06pm UTC](https://forum.leasehackr.com/t/signed-2026-volvo-xc40-b5-awd-plus-ny-455-mo-zero-das/736753/3 "2026-01-18T16:06:25Z")

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Thank you! She’s loving it