SIGNED | 2025 Cadillac Optiq Lux 2 | $528.82/mo (w/tax) | 36m/10k | Washington State

Signed Deals & Tips
,
1

Here’s my calculator. I couldn’t quite figure out how to hit the # perfectly the calculator is about $5 higher than actual for the monthly rate. I hope I did OK in the deal!

Calculator

  • MSRP: $63,145
  • Selling price: $58000 (8.15% discount)
  • Rebates: $3,000 (Conquest: $2,000, GM EV Supplier Code: $1,000)
  • Term: 36 months
  • Mileage: 10k
  • Residual: $44,832.95 (71%)
  • MF: 0.00225833 (5.42%)
  • Monthly payment: $478.14 (pre-tax)
  • Payment: $528.82 (w/Tax)
  • Due at Signing: $3,000 (first payment of $528.82 + title/reg fees of $800 + Doc fee $200 + Taxes $574.47)
2

No 7.5k rebate?

3

Not a thing with caddy leases. Can’t assume everything gets it, you have to look at specific incentives for each car.

4

They add it to the residual that’s why the residual is high at 71%. I think this forces people to return their vehicle at the end of the term vs buying it since the residual is so high. I think Cadillac wants you to get into a new lease. So they do it this way.

2 Likes