Yes. The 2nd one was 10% but the first one I was donating money! 
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Can’t win an argument against someone that doesn’t want to lose LOL
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What’s the money factor on this lease?
Just curious how $22k NE and $5k in depreciation to residual yields that payment.
See answer below. Discount off MSRP did help with the overall deal.
That’s the discount off MSRP, not the money factor
Isn’t that what I said?
There are many variables to a good lease deal, such as the discount off MSRP, incentives (if any), high residual value and low money factor.