No rate markup: $5200 out of pocket should be ~$870/pm.
With 100 basis pt markup it’s ~$960. They definitely added something else as well.
Respectfully: you were put together like an Ikea bookshelf. When is the Hyundai finance manager coming back from Bali?
The financial lesson to learn here is the hole you dug can’t be filled with someone else’s money, you just dug a deeper one. You are handcuffed to this Prologue until disposition so remind yourself how much you enjoy it every time that payment auto debits from your checking account.
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Holy smokes.
OP, you need to stop.
You made one huge blunder and then doubled down on it and made it worse.
Do not make any more car related moves before posting here and asking for permission.
Geezus. I am not sure if I should be mad or upset or laughing. My god.
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If they did add on extras without my knowledge, I don’t see anything else on the lease agreement. Just that the agreed upon price of the car was $52,250 (msrp).
I know, sigh 
Sometimes I wonder if these kinds posts are done by dealers to remind us that for every hack celebrated on these forums, there are probably 10x-100x deals like the OPs
It’s a gentle reminder that the next time someone lambastes a poster on ‘beating up the poor dealer,’ the House always wins.
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thank these people for their service, without them, we would not be here.
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Someone I know had a VW Atlas when I met them in 2020.
Then I saw her driving a VW Taos (new).
Then she traded that in for a Ford 150 (new).
She just got a Honda Prologue a few months ago.
I was asking her about it and she was like I am paying about 1300…“but it’s because I rolled in a bunch of negative equity from the truck”.
I asked why did you sell the truck?? She goes I was putting in too many miles on it…gas…
She traded a car in because she was paying $300 a month for gas.
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Is she saving money now since she doesn’t pay gas? Lol
We know a family that bought a new at the time ‘21 Genesis GV70 and a ‘21 Tucson Limited. A year later when gas prices shot up, they replaced the GV70 with a Q4 etron sportback and the Tucson with an EV6. Why? Because of course gas was too expensive. Pretty sure they paid over MSRP for all of those.
Their early 20s daughter also happened to get a 2023 Lexus NX300h. Surprised she didn’t just spring for the PHEV. You know, to save on gas.
For your NEXT vehicle if you’re on Oahu I’d suggest https://www.servcotoyota.com
for a 'Yota-coma and/or maybe scoop a Mirai with FREE fuel card from them…
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Sooo… next month!
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Haha, another option is OP just getting by on a Scooter-they’re abundant in Honolulu and waaay cheaper
OP will roll the negative equity on the scooter 
in to bicycle 
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Man this is one of the more brutal situations I have seen on here !
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sometimes for people, its easier to mentally absorb a one time $5k hit than pay $300 a month…
What confused me, why not get the F150 lightning then?
It would be a better transition from the F150 she had…probably a better deal too…
OP, stop buying cars…you’re not good at it. Get a broker moving forward.
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I don’t frequent this site often but if the premise is to help people looking at leasing the dickish responses are going to turn them away.
OP, many reputable dealers have a 7 day satisfaction stipulation. I’d check into that as well as asking them to go over the math in your deal if you didn’t follow it.
I looked at a Mach E at a Ford dealership last month and they couldn’t explain where the extra $200/mo on their payment calculation came from. What makes me maddest about this is that many people will walk away thinking they can’t afford the car or, worse, not understand what’s going on and get scammed.
I knew what they were doing and it occurred to me that I had little to no recourse that I was aware of other than to walk away. I couldn’t call 911 and say they’re cheating on my lease deal but they literally were trying to steal from me.
What I think I’m reading is that the previous dealership got him to buy a bunch of protection crap that he got his money back on. If so, that is a good start.
There is a lot that could have been done differently but I’d definitely speak with the dealership to see if they have a satisfaction time period and if they do use it and then use this site to get some help on putting together a replacement deal.
I also want to note that while getting into a high interest note wasn’t great acknowledging it and getting out was a good thing. Many people use debt consolidation loans at a lower rate to get back on their feet. Your situation is kind of a twist on that.
Back in my senior year in high school I was doing Calculus. I think many of us would have been better off if they sat us down for a more basic life expense class. How much does a car really cost to purchase/lease? How do I do the math for that? How about rent, utilities, insurance, etc.
I was talking lease payments with a dealership a couple weeks ago and got the, ‘you’re an engineer, aren’t you?’ question. It should be more like, ‘you paid attention in class, didn’t you?’ so everyone is prepared.
In looking at one family chain of dealerships I learned they’d just built one Hyundai store for $17M, the next 5 miles away for $19M and another for Toyota at $40M. These facilities are amazing and nothing like the crappy shacks they sold out of 20 years ago.
Anyway, the point is dealerships are making money like crazy and they’re benefiting by unprepared customers.
Next time, go full boy scout, do the prep work and ‘be prepared’.
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There’s no way to help AFTER the deal is signed.
If OP wanted help, he should have posted a question before committing, not after.
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