# Signed: 2024 BMW 840i Coupe (One-pay, effective $475/mo)

**URL:** <https://forum.leasehackr.com/t/signed-2024-bmw-840i-coupe-one-pay-effective-475-mo/667088>\
**Category:** Signed Deals & Tips\
**Tags:** bmw, ca-norcal\
**Created:** [April 9, 2025, 10:30pm UTC](https://forum.leasehackr.com/t/signed-2024-bmw-840i-coupe-one-pay-effective-475-mo/667088 "2025-04-09T22:30:28Z")\
**Posts on this page:** 16\
**Page:** 1

<div class="post-metadata">

**Author:** ![VP12](https://leasehackr.b-cdn.net/letter_avatar/vp12/32/5_5575768a8748004e209b776fc1b2916d.png) [@VP12](https://forum.leasehackr.com/u/VP12)\
**Post date:** [April 9, 2025, 10:30pm UTC](https://forum.leasehackr.com/t/signed-2024-bmw-840i-coupe-one-pay-effective-475-mo/667088/1 "2025-04-09T22:30:28Z")

</div>

Hey LH,

Signed a 2024 840i loaner in NorCal. If you can find a remaining 2024, there’s still a hefty incentive from BMWFS, 8k lease cash and 2k loyalty. I did one pay because the dealership would not do MSDs and they wouldn’t budge on the max markup on MF. I also had to pay half price for PermaPlate. Still a good deal, but I did agree on those terms as they held their ground and needed profit on the back end.

**Year, Make, Model, and Trim:** 2024 BMW 840i  
**Saved Numbers on Leasehackr Calculator:**

> **[Leasehackr Calculator - Hack your next lease | Leasehackr](https://leasehackr.com/calculator?make=BMW&miles=7500&msrp=96385&sales_price=67580&months=24&mf=.0022&msd=0&dp=0&dealer_fee=85&acq_fee=925&disp_fee=495&taxed_inc=10000&untaxed_inc=0&rebate=0&resP=58&gov_fee=830&sales_tax=9.375&demo_mileage=5534&memo=2024%20BMW%208%20Series%20840i%20Coupe&tradein=0&fin_sp=96385&fin_taxed_fee=0&fin_untaxed_fee=0&fin_term=60&fin_apr=0&fin_dp=0&fin_rebate=0&fin_ps_rebate=0&fin_tax=0&keep_term=60&exp_rv=0&service_fee=0&onepay=true&monthlyTax_radio=true&bmw_demo_30=true&lease_result_mode=true&pretax_monPmt=0&lease_das=10914)**
>
> Score the best deal with real-time lease and finance data on demand and the ultimate lease/finance calculator trusted by America’s expert leasing community.

**Loaner Miles** 5900  
**MSRP: $** 96,xxx (M sport, etc)  
**Selling Price: $** 67,500 (29%)  
**Monthly Payment: $** 475 effective (with taxes, reg, etc)  
**Cash Due at Signing: $** 11k one-pay  
**Incentives:** 8k Lease cash, 2k loyalty  
**MF:** 0.0018 base + 0.0004 max markup = 0.0220 minus 0.0060 for One-pay

**Months:** 24  
**Annual Mileage:** 7.5k  
**Residual:** 58% minus loaner mileage penalty

**Region:** Northern California  
**Leasehackr Score:** 18.5 years

 ![BMW 8 series.HEIC](https://leasehackr-assets.b-cdn.net/original/3X/f/1/f14ba60582c26cf084bc9331dee37c91de4d2659.jpeg)

Now here’s the shameless plug (since I don’t want to bother w/ SAL). If you’re interested in an excellent condition B58 M-sport car in NorCal, I have my earlier similarly hacked 2023 540i up for transfer with a ton of miles and 22 months remaining: [2023 BMW 540i M-sport, 1k down + MSD; effective $516/mo plus tax (Bay Area) - #7 by perdana](https://forum.leasehackr.com/t/2023-bmw-540i-m-sport-1k-down-msd-effective-516-mo-plus-tax-bay-area/663796/7)

---

<div class="post-metadata">

**Author:** ![ZZAutoDeals](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/zzautodeals/32/168243_2.png) [@ZZAutoDeals](https://forum.leasehackr.com/u/ZZAutoDeals)\
**Post date:** [April 9, 2025, 10:40pm UTC](https://forum.leasehackr.com/t/signed-2024-bmw-840i-coupe-one-pay-effective-475-mo/667088/2 "2025-04-09T22:40:23Z")

</div>

Solid hack! Nicely done 👏

---

<div class="post-metadata">

**Author:** ![IAC\_Nick](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/iac_nick/32/219882_2.png) [@IAC\_Nick](https://forum.leasehackr.com/u/IAC_Nick)\
**Post date:** [April 9, 2025, 10:44pm UTC](https://forum.leasehackr.com/t/signed-2024-bmw-840i-coupe-one-pay-effective-475-mo/667088/3 "2025-04-09T22:44:02Z")

</div>

Dope deal brother

---

<div class="post-metadata">

**Author:** ![SSmith](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/ssmith/32/168147_2.png) [@SSmith](https://forum.leasehackr.com/u/SSmith)\
**Post date:** [April 9, 2025, 11:00pm UTC](https://forum.leasehackr.com/t/signed-2024-bmw-840i-coupe-one-pay-effective-475-mo/667088/4 "2025-04-09T23:00:43Z")

</div>

> [@VP12](#):
>
> they wouldn’t budge on the max markup on MF. I also had to pay half price for PermaPlate.

Really sucks they did this to you, incredibly unfair of them, I hope you nuke them on the survey for treating you so poorly.

---

<div class="post-metadata">

**Author:** ![li8625](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/li8625/32/222746_2.png) [@li8625](https://forum.leasehackr.com/u/li8625)\
**Post date:** [April 9, 2025, 11:07pm UTC](https://forum.leasehackr.com/t/signed-2024-bmw-840i-coupe-one-pay-effective-475-mo/667088/5 "2025-04-09T23:07:28Z")

</div>

Amazing Deal! If this was a vert, I might have to get rid of my 911 lol

---

<div class="post-metadata">

**Author:** ![VP12](https://leasehackr.b-cdn.net/letter_avatar/vp12/32/5_5575768a8748004e209b776fc1b2916d.png) [@VP12](https://forum.leasehackr.com/u/VP12)\
**Post date:** [April 9, 2025, 11:08pm UTC](https://forum.leasehackr.com/t/signed-2024-bmw-840i-coupe-one-pay-effective-475-mo/667088/6 "2025-04-09T23:08:38Z")

</div>

Hahaha, I promise them a perfect survey. It has consistently made the alignment smoother when aiming for a mini.

---

<div class="post-metadata">

**Author:** ![LAK1ngs](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/lak1ngs/32/66360_2.png) [@LAK1ngs](https://forum.leasehackr.com/u/LAK1ngs)\
**Post date:** [April 10, 2025, 7:14am UTC](https://forum.leasehackr.com/t/signed-2024-bmw-840i-coupe-one-pay-effective-475-mo/667088/8 "2025-04-10T07:14:02Z")

</div>

Congrats, nicely done! Didn’t you get about 30% pre-incentive on the 540 as well? Don’t suppose it was the same dealer? 🤔

---

<div class="post-metadata">

**Author:** ![mani\_is\_kool](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/mani_is_kool/32/11116_2.png) [@mani\_is\_kool](https://forum.leasehackr.com/u/mani_is_kool)\
**Post date:** [April 10, 2025, 12:30pm UTC](https://forum.leasehackr.com/t/signed-2024-bmw-840i-coupe-one-pay-effective-475-mo/667088/9 "2025-04-10T12:30:25Z")

</div>

Awesome hack !

---

<div class="post-metadata">

**Author:** ![notaleasepro](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/notaleasepro/32/90315_2.png) [@notaleasepro](https://forum.leasehackr.com/u/notaleasepro)\
**Post date:** [April 10, 2025, 1:32pm UTC](https://forum.leasehackr.com/t/signed-2024-bmw-840i-coupe-one-pay-effective-475-mo/667088/10 "2025-04-10T13:32:35Z")

</div>

Awesome deal! Lets see that interior

---

<div class="post-metadata">

**Author:** ![Bumboola](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/bumboola/32/217759_2.png) [@Bumboola](https://forum.leasehackr.com/u/Bumboola)\
**Post date:** [April 10, 2025, 3:02pm UTC](https://forum.leasehackr.com/t/signed-2024-bmw-840i-coupe-one-pay-effective-475-mo/667088/11 "2025-04-10T15:02:30Z")

</div>

At least take him out to dinner first, geez

---

<div class="post-metadata">

**Author:** ![theduke](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/theduke/32/148661_2.png) [@theduke](https://forum.leasehackr.com/u/theduke)\
**Post date:** [April 10, 2025, 3:23pm UTC](https://forum.leasehackr.com/t/signed-2024-bmw-840i-coupe-one-pay-effective-475-mo/667088/12 "2025-04-10T15:23:08Z")

</div>

Great deal. And before people go and try to replicate- it won’t be easy. Congrats OP. These 8 series are some of the best looking bmw’s in the last decade

---

<div class="post-metadata">

**Author:** ![sramirez](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/sramirez/32/61885_2.png) [@sramirez](https://forum.leasehackr.com/u/sramirez)\
**Post date:** [April 12, 2025, 6:51am UTC](https://forum.leasehackr.com/t/signed-2024-bmw-840i-coupe-one-pay-effective-475-mo/667088/13 "2025-04-12T06:51:18Z")

</div>

I tried closing on this exact car on the last day of the month but the sales person wouldn’t budge on the deal. Best I got was $684 with 0 DAS for 36/10. Crazy that it was listed at that sale price for close to a month!

---

<div class="post-metadata">

**Author:** ![Justlooking](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/justlooking/32/147920_2.png) [@Justlooking](https://forum.leasehackr.com/u/Justlooking)\
**Post date:** [April 12, 2025, 1:10pm UTC](https://forum.leasehackr.com/t/signed-2024-bmw-840i-coupe-one-pay-effective-475-mo/667088/14 "2025-04-12T13:10:13Z")

</div>

![image](https://leasehackr-assets.b-cdn.net/original/3X/d/8/d8c997ed890a5315e88c8d13c9fcbb2767ed822b.gif)

---

<div class="post-metadata">

**Author:** ![tyler\_babcock](https://leasehackr.b-cdn.net/user_avatar/forum.leasehackr.com/tyler_babcock/32/208548_2.png) [@tyler\_babcock](https://forum.leasehackr.com/u/tyler_babcock)\
**Post date:** [April 12, 2025, 2:29pm UTC](https://forum.leasehackr.com/t/signed-2024-bmw-840i-coupe-one-pay-effective-475-mo/667088/15 "2025-04-12T14:29:08Z")

</div>

Getting that car 29K off +10 K incentives! I’d be given a Perfect survey

---

<div class="post-metadata">

**Author:** ![VP12](https://leasehackr.b-cdn.net/letter_avatar/vp12/32/5_5575768a8748004e209b776fc1b2916d.png) [@VP12](https://forum.leasehackr.com/u/VP12)\
**Post date:** [April 12, 2025, 2:51pm UTC](https://forum.leasehackr.com/t/signed-2024-bmw-840i-coupe-one-pay-effective-475-mo/667088/16 "2025-04-12T14:51:54Z")

</div>

Nice. I was trying to close it the last day of the month too, and they wanted to wait on another buyer… guess that was you. Agreed to terms at close of business that day and went and signed it two days later. Similar terms to you if I made it 36/10 instead of 24/7.5.

Thanks all for the feedback - great car, and it’s going to be fun for the next two years.

From responding to PMs and helping some others look in their region, I think the 2024 inventory may be close to tapped out (or no dealer is going to let theirs go for this much of a discount – possibly tariffs and expectations for future inventory). Perhaps the 2025s still have some options.

---

<div class="post-metadata">

**Author:** ![17340](https://leasehackr.b-cdn.net/letter_avatar/17340/32/5_5575768a8748004e209b776fc1b2916d.png) [@17340](https://forum.leasehackr.com/u/17340)\
**Post date:** [April 14, 2025, 2:48am UTC](https://forum.leasehackr.com/t/signed-2024-bmw-840i-coupe-one-pay-effective-475-mo/667088/17 "2025-04-14T02:48:19Z")

</div>

The best you got was effective or without taxes?
