SIGNED: 2022 Lamborghini Urus $20K DAS $3,694/month

Hard for a lot of people to understand. I knew a guy who owned a Ford GT for less than what it would have cost to own a Honda Civic for the same period of time.

Not saying a Urus is as special as a Ford GT and will get the same TCO, but there’s no shortage of Chinese billionaires begging for luxury SUV’s.

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This sub is for sharing data points. Every signed deal aka every contract is a data point.

Whether something is a deal can be completely subjective and in the eye of the beholder

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Fair point, don’t think paying $30k over for a Urus is wise right now. This one is already underwater - MMR is $270, would see this as a “deal” at sticker. Don’t think the Urus market will hold the way other Lamborghinis do.

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This is a good deal considering most places want 20% down on this type of vehicle. For those wondering though the Urus market has quieted down like G Wagons these SUVs still sell pretty well.

If youre into exotic car hacks you can see what OP is doing. Go onto his tik tok and you’ll see he is no beginner. Beautiful car OP. I’m in the market for one as well. Who did you lease through?

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Thanks Metro! This was the last brand new base available in the US, so I leased it directly with Lamborghini Financial. I posted the deal as a data point; not to be taken as a great financial deal. The overall goal was to come down as close to MSRP- so $20K over sticker for a brand new base which doesn’t exist anymore made me quickly understand that inside of 2-3 years I’ll flip it and bridge the gap between the remaining balance and market value. The risk I took was putting additional money into the car as I mentioned; if left at stock I would likely drive this car for a couple years at a net monthly price less than a BMW lease. Time will tell though. Putnam, Woodside, and Amazon leasing don’t have favorable terms when it comes to leasing a vehicle that’s been titled (used) even with 22 miles. At roughly $1.50/mile I can’t ride this to lease maturity; thankfully insurance retails the vehicle at $312K so I’m protected if God forbid something happens.

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Autoninja- I picked up the car for $278K on a $258K sticker. Stretched out lease to lower payments. Will ride it out for 2-3 years then flip and bridge the gap between loan balance and market (hopefully). The

That’s a good point. 16 months into my 24 month lease for my 2020 Huracan Evo Spyder- I flipped it and netted a profit of $1922/month for the car. I drove a brand new Lambo for a year and change while making money. A 1988 Toyota was more expensive than driving the $332K Lambo. This won’t be the case with this Urus at all but I will bridge the gap and minimize the damage when I exit in a few years

Absolutely correct! These vehicle segments are typically high cost of acquisition and low cost of ownership when netted out.

If I remember correctly is either $1.5 or $2.5 per mile. Another big reason not to ride this to lease maturity. :joy: I’m already averaging 800 miles/month.

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What’s mf on this?
Also I thought LLV sold for msrp based on what I seen in the forums

Checked out your tiktok you know what your doing
Driving the dream for the minimal TCO

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People don’t understand that $20k sticker is like msrp for the Urus. I saw a 2019 at auction with a little over 13k miles for $200k. Yes a 2019. For those who know warranty is only 3 years. No one wants to repair a Lambo out of pocket.

Lamborghini gave you a great deal. The lease companies you mentioned would have wanted 20% down.

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Thank You! MF was painful at 8.25%. They gave me buy rate and I have 833 credit score and a pre-existing relationship with LFS. As for Lambo LV, they wanted $50K over sticker after just dropping it from $70K over the previous week. :man_facepalming:t4:

You are 100% right! I tried a deal through Putnam, my payment was $900 more and the terms were horrible. Obviously a deal like this has its risk but I wanted a base at this price than go to the next level on a Urus S or Urus Performante that are already overpriced! I think based off the market trend it will hold well.

Btw - do you still have the R8?

Hey brother! Good to hear from you again! I sold both R8’s- do I regret it? Absolutely! It pains me that they are gone…and worth a lot more. :joy:

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Hey so i was able to secure an urus S at msrp. If i understand correctly, I should try to lease it hopefully base MF and 2500 miles for lowest payment possible. Drive it for 2-3 years and trade in or private party sell before lease maturation as these hold value well. Do you private party sell them or trade back in to lambo dealer for another lambo? Thank you.

@Zein

May have missed it in your posts but I think your goal is to get more than or close to your pay off when it comes time to sell your Urus? This doesn’t necessarily mean it’s a money maker.
Because from the sounds of it, it’s not 2022 where you’re making big bucks from driving an Urus for a few months and then selling. The values have dropped significantly from last year and will likely drop even more over the next 2 to 3 year?

@Cladbolg I saw your other Urus post so I think you have to ask yourself if you mind paying big bucks to drive this car for 2-3 years.

Because from my limited knowledge on this subject, your total cost to own will be high. Very high

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I am also curious if you looked at a credit Union balloon loan. Yes you’ll pay full tax but if your planning on holding and selling before lease maturity to recoup the cost of ownership, a 4% interest rate could offset much of the delta between the higher tax bill.

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Wow this a next level of hack. Thanks for the info OP!

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Don’t forget about your sisters. :slight_smile:

Gorgeous vehicle and a great deal…wishing you safe, healthy miles for as long as you have it.

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