Signed 2020 Tacoma TRD Off Road (4x4 Double Cab) 297/mo, 692DAS 44.5k MSRP

Took me calling around to dealers in 5 states to find the exact truck I wanted at the price I wanted. Dealer never did a Ally lease before.

2020 Tacoma TRD Off Road DCSB:
MSRP: $44,880
Monthly Payment: $297.49
Drive-Off Amount: $692.00
Months: 39
Annual Mileage: 15,000
MF: 0.00233
Residual: 79%
Incentives: $1000
Region: Midwest
Leasehackr Score: 12.5 years
Leasehackr Calculator Link:

Calculator isnt exact as upfront taxes were rolled into the monthly. 10.1% off MSRP before incentives.

Found a rare vehicle to park next to right after picking up…next up on the leasehacking? One can only hope haha.


79% RV for 39 months? Are you sure that’s right?

Dont think that’s correct residual.

On Ally, it seems just a bit off. Like 3 points, maybe?

Yes, that was the correct residual. On a couple other treads and on my lease contract.

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Did u use a broker?

@mdsniper7 I did talk to one of the Toyota brokers but they didn’t have the color/trim/options combo and I set a personal goal of under $300 a month.

Man lately numbers have been better going without a broker this is nuts

When was deal signed? This was correct RV before March 3rd. Now its 1% less.

It was at the end of February.