The newbie here, I know the MF is not great but with the discount I could not get them to budge. I looked it up using Edmunds and I think, while not being great, is not the worst. I attempted to do the lease calculator but could not get it down to 505. 515 is the lowest. I learned a lot on this forum. I will do better next time. Please add thoughts so that I can learn for next time. I know I probably missed a lot, but I am good with it for 3 years
There’s nothing wrong or to be done with that MF. .00225 is acura’s standard rate. Having loyalty will drop it to .00215, but if you’re using that lease program, they can’t lower it.
With the .00225 rate on the mdx comes a very large direct to dealer incentive, usually hanging out around $8-9k currently.
Now, Acura offers a subvened MF lease program as well, with a much lower MF. Somewhere around .00060. it, however, gets a much lower incentive amount. These two balance each other out, making the total lease cost pretty much the same, regardless of the program you use.
The way to save money here would have been to lower the selling cost rather than attack the mf. You need to work out what the actual pre-incentive discount amount is and maximize that.